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How Do I Know If My Employer Is Covered By Workers' Compensation?

Generally, unless your employer has been approved to self­insure by the Department of Labor and Industry, they must buy worker`s compensation insurance if they hire one or more employees on a full or part time basis in Vermont, or they hire employees outside the state but they work for you in Vermont. Some exceptions to this are the following:

  • Farmers with less than $2,000 annual payroll.
  • Elected Officials
  • Unincorporated sole­proprietors/partners
  • Corporate Officers who have been approved to be excluded by the Workers`
  • Compensation Division.
  • Casual employment (e.g. youth mowing lawn or babysitting)
  • Amateur sports groups (e.g. sponsor of local ball team)
  • Family members of an unincorporated employer if you live within the employer`s home.
  • Work in someone`s home (e.g. medical care for a family member within the home)
  • Real estate broker or real estate sales person on commission

Speak to an Experienced Workers' Compensation Attorney Today

This article is intended to be helpful and informative. But even common legal matters can become complex and stressful. A qualified workers' compensation lawyer can address your particular legal needs, explain the law, and represent you in court. Take the first step now and contact a local workers' compensation attorney to discuss your specific legal situation.

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