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What Is The Second Injury Fund?

In Missouri, if you had a physical or mental disability before you were hurt at work, you might qualify for additional benefits from the Missouri Second Injury Fund. The purpose of the Second Injury Fund is to encourage employers to hire and retain employees who have disabilities. In some cases, the Second Injury Fund`s liability can be substantial. For example, in permanent total disability cases the Second Injury Fund can be held responsible for an employee`s lifetime weekly benefits when the permanent total disability results from a combination of the employee`s preexisting conditions and those caused by the current injury. Also, in death cases, when the employer failed to obtain workers` compensation insurance, the Second Injury Fund can be held responsible for death benefits to the employee`s dependents. Claims against the Second Injury Fund must comply with special time limits in the law.

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