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Whether your job is in a Tucson retirement home or a Phoenix high-rise, you work hard to pay your bills. But spending so much time on the job leaves ample opportunity for work-related injuries and illnesses. For this reason, Arizona requires employers to carry workers' compensation insurance which provides medical and disability benefits regardless of fault. In exchange, the employee gives up the right to sue their employer (with some exceptions). If you've suffered an injury at work, you should know your rights and responsibilities under Arizona workers' compensation laws.
In Arizona, most employers must provide workers' comp insurance to their employees, including undocumented immigrants and minors legally or illegally employed (Sec. 23-902, 23-901(6), and 23-1021). And while injuries are covered regardless of fault, certain benefits may be barred if the disability was caused by the employee's willful misconduct (Sec. 23-901.04). Here is a breakdown of the law in Arizona:
Types of Benefits Offered:
Employer Rights and Obligations
Read the full text of the Arizona statutes for additional details.
Once you discover an injury or illness, you should seek medical attention and notify your employer right away. Your employer has 10 days to submit a report to its insurance carrier and the Commission (Sec. 23-1061(E)). In addition, you must file a claim with the Commission within one year of the date of injury (Sec. 23-1061(A),(B)). Benefits begin on the eighth day after an injury; but if your disability lasts more than 14 days, then benefits for those first seven days are paid to you as well (Sec. 23-1062). If there is a problem with your claim, you can request a hearing with an administrative law judge at the Industrial Commission of Arizona (Sec. 23-941).
This article is intended to be helpful and informative. But even common legal matters can become complex and stressful. A qualified workers' compensation lawyer can address your particular legal needs, explain the law, and represent you in court. Take the first step now and contact a local workers' compensation attorney to discuss your specific legal situation.