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If you were injured in an automobile accident, your automobile insurance policy should include a certain amount of coverage for your medical expenses. This coverage would apply to you and your family members as well as any passengers in the vehicle. Your own automobile insurance policy will compensate you if you are injured by an uninsured driver and you have uninsured motorist coverage.
If you are injured while on the job, your employer's worker's compensation carrier will pay your medical expenses and wage loss. Your health insurance and disability insurance carriers will usually provide benefits arising out of accidental injuries. Your carrier will most likely require that you pay them back if you prevail in a claim against another party.
Homeowners and commercial policies cover only visitors to the premises. This would be in effect for you if you were injured at someone else's home, business, etc.
Injuries cost money, including time away from work, medical bills and other complications. You should have an attorney help you with your claim. Not sure if you have a good injury case? Speak to a local personal injury attorney about the merits of your case. This one step can help you protect your rights and take the proper next steps.