All your employees, including corporate officers, are covered by your policy, with just a few exceptions. For example, sole proprietors and partners, farm laborers, domestic servants and individual owner/operator truckers, are not covered, but can be endorsed on the policy. Limited Liability Company (LLC) members and family members are covered unless you specifically exclude them.
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This article is intended to be helpful and informative. But even common legal matters can become complex and stressful. A qualified insurance lawyer can address your particular legal needs, explain the law, and represent you in court. Take the first step now and contact a local insurance attorney to discuss your specific legal situation.