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All of these adjustments are made to determine your final premium due to the insurer.
If you are not sure about an adjustment, you should call your agent or insurer and ask them to explain the adjustment.
This article is intended to be helpful and informative. But even common legal matters can become complex and stressful. A qualified insurance lawyer can address your particular legal needs, explain the law, and represent you in court. Take the first step now and contact a local insurance attorney to discuss your specific legal situation.