MDOI has the authority to determine if the insurer conducted a complete investigation prior to making their determination of fault. The Montana Department of Insurance does not have the authority to decide issues of fault in an accident. If you do not agree with the insurer's assessment of fault, you have to ask the courts to rule on the matter or pursue your claim under your own policy of insurance.
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This article is intended to be helpful and informative. But even common legal matters can become complex and stressful. A qualified insurance lawyer can address your particular legal needs, explain the law, and represent you in court. Take the first step now and contact a local insurance attorney to discuss your specific legal situation.
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