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Who Is Covered By My Policy?

All your employees, including corporate officers, are covered by your policy, with just a few exceptions. For example, sole proprietors and partners, farm laborers, domestic servants and individual owner/operator truckers, as defined under Section 287.020 RSMo, are not covered, but can be endorsed on the policy. Limited Liability Company (LLC) members and family members are covered unless you specifically exclude them.

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This article is intended to be helpful and informative. But even common legal matters can become complex and stressful. A qualified insurance lawyer can address your particular legal needs, explain the law, and represent you in court. Take the first step now and contact a local insurance attorney to discuss your specific legal situation.

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