You can buy workers compensation insurance from a private insurer. Your agent or broker has access to workers compensation companies and can provide you with quotes.
If you like to do your own shopping for coverage, you can call the hotline (8882001697) MDI has set up for employers to find out what rates insurance companies may offer for certain classes of business. To use this system you need to know your 4digit class code and have a place where the rates can either be faxed or mailed.
You can also join a selfinsurance group or become individually selfinsured if you meet Division of workers compensation requirements. Call (573) 5266004.
If you cannot find a company that will offer you a policy, you can purchase a policy from the assigned risk pool (8008429346).
Speak to an Experienced Insurance Attorney Today
This article is intended to be helpful and informative. But even common legal matters can become complex and stressful. A qualified insurance lawyer can address your particular legal needs, explain the law, and represent you in court. Take the first step now and contact a local insurance attorney to discuss your specific legal situation.