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When you purchase disability insurance, you are purchasing insurance in case you become sick or injured and can no longer work. The idea is that you are "insuring" that in case you are sick or injured, you will still be able to collect some type of income outside of social security/workers compensation/other plans.
This article is intended to be helpful and informative. But even common legal matters can become complex and stressful. A qualified insurance bad faith lawyer can address your particular legal needs, explain the law, and represent you in court. Take the first step now and contact a local insurance bad faith attorney to discuss your specific legal situation.