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How May A Debt Collector Contact The Debtor?

A collector may contact the debtor in person, by mail, telephone, telegram, or FAX. However, a debt collector may not contact the debtor at unreasonable times or places, such as before 8 a.m. or after 9 p.m., unless they agree. A debt collector also may not contact the debtor at work if the collector knows that debtor`s employer disapproves.

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