A collector can ask the debtor to write a postdated check, but they cannot be required to do so. If the debtor gives a collection agency a postdated check, under federal law the check cannot be deposited before the date written on it. And if the debtor gives the agency a check with the date more than five days in the future, the collector must give them timely written notice before the check is deposited.
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This article is intended to be helpful and informative. But even common legal matters can become complex and stressful. A qualified creditors rights lawyer can address your particular legal needs, explain the law, and represent you in court. Take the first step now and contact a local creditors rights attorney to discuss your specific legal situation.