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What can't a creditor do?

  • Contact third parties, other than an attorney or a credit bureau, except to locate you
  • Call you repeatedly or contact you before at an unreasonable time (the law presumes that before
  • 8 a.m. or after 9 p.m. is unreasonable)
  • Contact you at work if your employer prohibits it
  • Use or threaten to use violence
  • Use obscene or profane language
  • Place telephone calls to you without identifying themselves as bill collectors
  • Claim you owe more than you do
  • Claim to be attorneys
  • Claim that you'll be imprisoned or your property will be seized
  • Send you a paper that resembles a legal document, or
  • Add unauthorized interest, fees or charges.

Speak to an Experienced Creditors Rights Attorney Today

This article is intended to be helpful and informative. But even common legal matters can become complex and stressful. A qualified creditors rights lawyer can address your particular legal needs, explain the law, and represent you in court. Take the first step now and contact a local creditors rights attorney to discuss your specific legal situation.

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