How Do I Know If My Employer Is Covered By Workers' Compensation?
Sole proprietors and partners are considered owners of businesses and are not covered by workers` compensation. However, sole proprietors and partners may elect to obtain coverage for workers` compensation liability by purchasing insurance.
Members of a limited liability company (LLC) are considered to be owners of a company and are not covered by workers` compensation unless specifically covered by an insurance policy or either elected or appointed as a manager. The manager of an LLC is treated as a corporate officer under the Act.
A corporation`s officers may choose to reject workers` compensation coverage for accidents, but not for occupational diseases. To do so, officers must file a Notice of Rejection with the insurer and with the Commission. If the officers are paid regularly, they are nevertheless counted as employees to determine jurisdiction under the Act.
Speak to an Experienced Workers' Compensation Attorney Today
This article is intended to be helpful and informative. But even common legal matters can become complex and stressful. A qualified workers' compensation lawyer can address your particular legal needs, explain the law, and represent you in court. Take the first step now and contact a local workers' compensation attorney to discuss your specific legal situation.
Additional Workers' Compensation Articles
- How Long After An Injury Do I Have To Report It To My Employer?
- What Workers' Compensation Benefits Am I Entitled To?
- If I Am Injured On The Job Can I Choose The Doctor Who Treats Me?
- When Will My Benefits Begin And How Much Will They Be?
- If I Am Unable To Return To The Type Of Work I Did Before I Was Injured, What Happens?
- My Employer Has Denied My Claim, What Do I Do?