How Do I Know If My Employer Is Covered By Workers' Compensation?

All employers are required to have workers` compensation insurance except for the following employer/employee work situations: some employers of agricultural laborers, casual or domestic workers, real estate brokers, sole proprietors, partners, and in some cases a director or officer of a corporation.

A general contractor will now have to ensure that all subcontractors, including sole proprietors and partners, have workers` compensation coverage either through the general or subcontractor`s policy.

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney.

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