How Do I Know If My Employer Is Covered By Workers' Compensation?

If your employer has five or more employees, including part­time and full­time employees they should have workers` compensation coverage. Family members are included in the count if they meet the definition of employee. Subcontractors and anyone engaged in the construction industry must carry workers` compensation on their employees even if they have less than five.

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney.

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