How Do I Know If My Employer Is Covered By Workers' Compensation?

Workers` compensation coverage is mandatory for most employment. North Dakota Workers Compensation (NDWC) is the only provider in North Dakota, so, unless your employer falls into one of the following categories, they are required to secure a policy with NDWC.

  • Licensed real estate brokers and agents with written agreements defining them as independent contractors.
  • Farm and ranch labor, certain household domestic workers, and religious organization employees.
  • Independent contractors, corporate officers, self­employed persons, and volunteers.
  • Federal and railroad employees.
  • The employer`s spouse and children under the age of 22.
  • Spouses of sole proprietors, partners, or corporate officers.
  • Newspaper carriers.

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney.

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