How Do I Know If My Employer Is Covered By Workers' Compensation?

All businesses, firms, private persons, and corporations (among others) that employ three or more persons, regardless of full time or part­time status, are required to carry workers` compensation insurance. One exception to this is that any business which is construction related and licensed for the Construction Industries Division must carry worker`s compensation insurance if it has one or more employees.

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney.

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