How Do I Know If My Employer Is Covered By Workers' Compensation?

Under the New Hampshire Workers` Compensation Law, every employer who has any employees, full or part­time, is required to cover these employees with workers` compensation insurance written by a carrier. It does not matter if they are related, such as daughter, son, husband, etc. It also does not matter if the business is a Non­Profit organization. If a corporation or limited liability company (LLC) has 3 or less executive officers or LLC members and no other employees, coverage is not mandatory but may be elected. Once there is a 4th executive officer or LLC members, workers` compensation insurance must be obtained.

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney.

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