How Do I Know If My Employer Is Covered By Workers' Compensation?

In Michigan, if your employer has three or more employees at any time or they employ one or more workers for 35 or more hours a week for 13 or more weeks, they are subject to Michigan workers` compensation law. Most employers in Michigan are covered by workers` compensation laws and this includes both public and private employers.

For a sole proprietor that is you the only employee, workers` compensation is not applicable. The employees of partnerships and corporations are covered, and the law provides that, under certain circumstances, named partners and officers who are also shareholders of small, closely held corporations may exempt themselves from the act.

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney.

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