How Do I Know If My Employer Is Covered By Workers' Compensation?

Every person or employer in Maryland that has one or more employees is subject to the Maryland Workers` Compensation Act. State and local government employees are included but federal workers or other eligible federal employees covered under other plans such as maritime or railroad workers are not included within the Maryland act. Employers who are partners or sole proprietors are not personally covered by the act unless they specifically elect coverage in their workers` compensation policy and so inform the commission.

Casual employees are not covered in Maryland

People who receive compensation from farmers are covered and a farmer/employer is defined as a farmer having at least three full­time employees or a yearly payroll of at least $15,000.00 for full­time employees.

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney.

Additional Workers' Compensation Articles

Search LawInfo's Workers' Compensation Resources

Lead Counsel Rated Law Firm

Click Here to Learn More