How Do I Know If My Employer Is Covered By Workers' Compensation?

Employers with one or more full­time or part­time employees are required by law to provide workers` compensation insurance coverage for their employees. A contractor who contracts out any work to a subcontractor is liable for coverage for all workers of the subcontractor unless the subcontractor has obtained workers` compensation insurance coverage.

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney.

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