How Do Scra Protections Affect Insurance?

The SCRA provides for reinstatement of health insurance without waiting periods or other penalties, provided the insurance was effective before the active duty period, the insurance was terminated during the active duty period, and certain other conditions exist.  The SCRA also provides protection against termination of policy or forfeiture of premiums to members who have individual life insurance policies.  For SCRA protection for life insurance policies, the member must submit a written request to the Department of Veterans Affairs.

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney.

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