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Put A Lid On It!! Neighbors, Noise and How to Alleviate the Nuisance

Tue, 10 Jun 2008 13:15:47 GMT

Do you have noisy neighbors? Does it interfere with your sanctuary at home? Do you wonder if it will ever stop? If you are currently in a situation where your neighborly noise is getting out of control, here are some steps that you can take to help muzzle the problem:

1. Talk to your neighbor

Based upon individual comfort levels of

What are 'Acts of God' clauses in insurance policies?

Mon, 27 Jul 2009 02:07:57 GMT

Traditionally, homeowner’s insurance policies have contained an exclusion clause for damages caused by “acts of God”, a catch-all term that covers any sort of act of nature that cannot be controlled, like earthquakes or hurricanes. “Acts of God” also typically include damages as a result of war, i.e. a nuclear war. In recent years, however, there has been a trend toward the removal of the “acts of God” exclusion clause in many homeowners&r

What is the Real Estate Settlement Procedures Act (RESPA)?

Mon, 16 Mar 2009 00:35:45 GMT

RESPA is a federal regulation that governs certain aspects of the closing and settlement process in a real estate transaction. Designed to protect consumers who are buying houses, the U.S. Department of Housing & Urban Development (HUD) enforces RESPA. Essentially, RESPA requires that buyers be given certain disclosures or information at various points during the purchase process, and outlaws kickbacks that might increase the costs of closing and settlement.

Buying a Home

Thu, 13 Aug 2009 01:54:20 GMT

Buying a home is a big step in everyone’s life, and for many people, obtaining a mortgage loan in order to buy a home is the most significant debt that they will ever take on. The purchase of a home is not a simple process, but involves a series of complex steps that trigger the application of a variety of different state and federal laws and regulations. Additionally, the sale of a home affects the legal obligations and rights of both buyer and seller in a number of ways.&n

Making an Offer to Purchase...With Contingencies

Sat, 01 Aug 2009 15:52:19 GMT

It is exciting to find a home that you want to purchase. You may walk through the home and admire the floor plan, the architecture, or the style of the home and you may begin to picture yourself living in the space. You may decide that this is the house that you want to purchase. If so, then you will need to make a formal offer to purchase to the current owners of the property.

Before you purchase a home it is important to have a thorough inspection done by a qualified home inspector. You might think that you’ve found the right home for you based on the information provided by the seller, the look of the home and the location of the home. You might think that you are paying a fair price for this piece of real estate. However, if the home inspection reveals an expensive problem that will take a lot of work to fix, would y

How to Obtain Homeowners Insurance

Sat, 01 Aug 2009 15:53:29 GMT

A home is a big investment both for you as the buyer and for the bank that has your mortgage. Most mortgage providers will not loan you money unless you insure your purchase. Even if you do not have a mortgage on the property, homeowner’s insurance is a good idea.

Every homeowner’s insurance policy is different. Typically, a homeowner’s policy

1031 Exchanges

Sat, 01 Aug 2009 15:54:19 GMT

Property is often bought and sold for business purposes. It makes sense, from a public policy perspective, to encourage the buying and selling of property so that business owners purchase the property that is best suited for their use. Property may include real estate, personal property such as equipment, tools and motor vehicles, or livestock, for example. The government, recognizing that the possible capital gain taxes on the sale of property mig

Qualified Personal Residence Trusts

Sat, 01 Aug 2009 15:54:59 GMT

For many people, their primary residence is one of their biggest lifetime investments. It might constitute a large part of their estate and a large part of the inheritance that they intend to pass to their children. Accordingly, many people have two concerns when it comes to their primary residence. They are concerned both with protecting their home for their heirs and with minimizing the tax implications on their residence. A qualified person

Sharing Your Property With Tenants

Sat, 01 Aug 2009 15:55:40 GMT

If you are lucky enough to own a piece of property that has a backhouse, cottage or granny flat on it then you may wish to rent that structure out for additional income. In fact, the opportunity to use that structure to help pay your mortgage or provide you with additional income may be one of the reasons why you bought the property in the first place. However, if you are thinking about becoming a landlord and renting out part of your property there are

Installing a Fence Can be a Good Legal Strategy

Sat, 01 Aug 2009 15:56:07 GMT

You’ve heard that common saying – that good fences make good neighbors? Well, it turns out that the saying is true and for more reasons than the implicit privacy reasons at which it hints. Fences protect both the home owner and others from the consequences of getting hurt on the home owner’s property.

Home owners generally owe a duty of care to peopl

Dealing With Your Neighbors

Sat, 01 Aug 2009 15:56:37 GMT

Living in close proximity to your neighbors can be a wonderful experience. It can mean summers of shared barbeques, help and advice with your yard work and people to count on in the case of an emergency. Yet, living in close proximity to your neighbors can also lead to disputes. Some common situations that lead to disputes among neighbors include, maintaining shared fences or boundaries, construction on a home that restricts a neighbor’s view, pro

How to Recover From a Natural Disaster

Sat, 01 Aug 2009 17:41:11 GMT

The winds have died down, the rain or snow has ended and the earth has stopped shaking. You look around at the mess around you and you think: now what? How do I pick up the pieces of my life and move on after this horrific natural disaster? There is no doubt that getting back to normal will take some hard work and perseverance. However, this arduous task can be made easier if you follow each of the steps set forth below.

Property is, typically, a big investment and new property owners want to protect the money that they invest in their property. One of the fundamental things that property owners want to protect is their ownership rights. Accordingly, it is important to have a title search conducted on the property and to purchase title insurance in case anything was missed during the title search.

Real Estate Deeds and Taking TItle to Real Estate

Tue, 01 Sep 2009 01:29:01 GMT

In very general terms, a deed is the legal document that transfers ownership of real estate from one person or entity to another person and/or entity. While the requirements for legally valid deeds vary widely from state to state, there are some different types of deeds that are consistently used in real estate transactions, including warranty deeds, grant deeds, and quitclaim deeds. Additionally, there are different methods by which a person or multiple persons can take title to real

Quitclaim Deeds

Mon, 26 Oct 2009 17:04:23 GMT

Transfers of property can be complicated and expensive. However, the law recognizes that not all property transfers are the same. For example, there are different concerns and needs when you purchase property from a stranger than when you transfer property among relatives. Most real property transactions include the transfer of a general warranty deed that protects the buyer’s interests in t

Tenants Rights to Abandon a Lease

Thu, 03 Dec 2009 18:46:46 GMT

A tenant leases a residential or commercial space with the intention of using that space for a certain purpose that is stated in the lease. For example, people often rent apartments as places to live and commercial space for their office or store. The purpose of the rental is usually specified in the written lease contract and the law provides tenants with the right to occupy the rented space for the in

Options to Purchase Real Estate

Thu, 10 Jun 2010 17:26:18 GMT

There are many different ways to purchase real estate. While some people find a piece of property that they want and purchase the property immediately, other people may need a little more time to complete the transaction. There are many reasons for needing more time – it could be that a potential buyer needs the time to come up with the financing to purchase the property or that the potential buye

Top 5 Reasons You Will Need a Real Estate Attorney

Sat, 25 Aug 2012 00:00:42 GMT

The time has come when you are ready to buy a house or sell your house. You don’t understand the legal lingo in the real estate transactions taking place. Real estate transactions involve financial and ownership issues each having their own set of regulations, and requirements. To ensure your real estate transaction runs smoothly, its best to hire a real estate attorney. An attorney will guide you through the real estate process including reviewing contracts, dealing with banks are a

Rsks With Buying a House at a Foreclosure Auction

Mon, 27 Aug 2012 21:23:15 GMT

With the increase in foreclosures, more and more houses are available for purchase through auctions. Most often foreclosure auctions are held on the steps of a court, and prospective buyers are not allowed into the house before making an offer. Additionally, the houses available at auction are generally only advertised for a week before the auction. As with any auction, you are bidding against other people, so the price of the house depends on who else is bidding. B

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