Free North Carolina Workers' Compensation FAQs | Free North Carolina Workers' Compensation Legal Documents

How Do I Know If My Employer Is Covered By Workers' Compensation?

Tue, 29 May 2007 21:19:00 GMT

In North Carolina, any employer who employs three or more employees must carry workers` compensation insurance.

Every executive officer selected or appointed and empowered in accordance with the charter and bylaws of a corporation is considered an employee of such corporation. For example, a corporation with two officers and one employee would be required to provide workers` compensation coverage. Any employer in which one or more employees are employed in activities which involve the use of or presence of radiation is required to have coverage.

How Long After An Injury Do I Have To Report It To My Employer?

Mon, 04 Jun 2007 21:51:22 GMT

An employee must report the injury to the employer, in writing, immediately and in any event within 30 days. Any delay may result in your benefits being prohibited.

If I Am Injured On The Job Can I Choose The Doctor Who Treats Me?

Tue, 29 May 2007 21:19:00 GMT

The employer or its insurance company provides and directs medical treatment. The Commission may permit the employee to change physicians or approve a physician of employee`s selection when good grounds are shown. However, payment by the employer or carrier is not guaranteed unless written permission to change physicians is obtained from the employer, carrier, or Commission before the treatment is rendered.

If I Am Unable To Return To The Type Of Work I Did Before I Was Injured, What Happens?

Mon, 04 Jun 2007 21:51:22 GMT

If your employer has employment available to you within your medical restrictions and you decline, your employer may request a modification or termination of your benefits. If you do return to work and wages are less than what you earned before the injury, you may be entitled to partial disability. Wage benefits usually will equal approximately 2/3 of the difference between your current earnings and what you earned before your injury, not exceeding the maximum compensation rate for the year you were injured.

My Employer Has Denied My Claim, What Do I Do?

Tue, 29 May 2007 21:19:00 GMT

When liability for payment of compensation is denied, the Commission, claimant, his or her attorney, if any, and all known providers of health care shall be promptly notified of the reason for such denial. The denial Form 61 shall not be worded in general terms, but must detail the exact reason for the denial of liability.

If a claim is denied by the insurance company or selfinsurer, the employee may request a hearing before the Industrial Commission by submitting Form 33 Request for Hearing.

The N.C. Industrial Commission has created an Ombudsman Section to assist claimants who are not represented by an attorney*, employers, and other parties in protecting their rights. In addition, the Ombudman Section serves as the information source for the Industrial Commission, and answers questions pertaining to all aspects of workers` compensation.

If you need help with a claim, have a workers` compensation question, or want to know your rights as an employee, please direct your questions to the Ombudsman Section of the N.C. Industrial Commission. They can be contacted at the numbers listed below.

Ombudsman Section of the N.C. Industrial Commission
(800) 6888349 or call (919) 7330345

What Workers' Compensation Benefits Am I Entitled To?

Tue, 29 May 2007 21:19:00 GMT

You may be entitled to receive all reasonable and necessary medical treatment, benefits for lost wages, benefits for specific injuries resulting in permanent disabilities such as loss of use and/or disfigurement (scars). You may also qualify to participate in certain physical and vocational rehabilitation programs. If the injury causes the death of an injured worker, burial expenses are covered and the dependents of the deceased worker are entitled to certain benefits.

When Will My Benefits Begin And How Much Will They Be?

Tue, 29 May 2007 21:19:00 GMT

No compensation is due for the first seven (7) days of lost time unless the disability exceeds 21 days. Therefore, the first check will not include payment for days 17. Payment for those days will be made should the disability continue beyond 21 days.

Payment is made at a rate of 66 2/3% of the average weekly wage, not to exceed $620.00 (2001 maximum, this rate may change yearly) per week.

Free Denial of Benefits and Appeals FAQs

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Free Denial of Benefits and Appeals FAQs

Free Employer Responsibilities FAQs

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Free Employer Responsibilities FAQs

Free Work Injury FAQs

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Free Work Injury FAQs

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Free Worker Compensation Board FAQs

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Free Worker Compensation Insurance FAQs

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Free Worker's Compensation Law FAQs

Free Workers Comp Claim FAQs

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Free Workers Comp Claim FAQs

Free Workers Compensation Benefits FAQs

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Free Workers Compensation Benefits FAQs

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Free Workers Compensation Fraud FAQs