How Long After An Injury Do I Have To Report It To My Employer?

Mon, 04 Jun 2007 21:51:22 GMT

There are several different time frames which are applicable to Maryland workers` compensation claims. An accidental injury must have an application filed within 60 days of the accident. A hernia must have an application filed within 30 days of the date of the injury or strain. Death due to accident or injury and occurring within seven years of the date of accident requires an application to be filed within 18 months from the date of death. Occupational disease requires an application to be filed within one year of the date the employee has reason to believe that he has an occupational disease. When death is due to occupational disease, the application must be filed within one year of the date of death.

How Do I Know If My Employer Is Covered By Workers' Compensation?

Tue, 29 May 2007 21:19:00 GMT

Every person or employer in Maryland that has one or more employees is subject to the Maryland Workers` Compensation Act. State and local government employees are included but federal workers or other eligible federal employees covered under other plans such as maritime or railroad workers are not included within the Maryland act. Employers who are partners or sole proprietors are not personally covered by the act unless they specifically elect coverage in their workers` compensation policy and so inform the commission.

Casual employees are not covered in Maryland

People who receive compensation from farmers are covered and a farmer/employer is defined as a farmer having at least three fulltime employees or a yearly payroll of at least $15,000.00 for fulltime employees.

If I Am Injured On The Job Can I Choose The Doctor Who Treats Me?

Tue, 29 May 2007 21:19:00 GMT

The state basically permits the injured worker to use any doctor or surgeon. If the claimant received medical care from a physician of his own selection, in addition to filing the reports with the workers` compensation commission as required by law, the claimant or his duly authorized representative shall immediately upon receipt forward all reports and bills to the carrier, selfinsured, state accident fund, or the uninsured employers` fund.

If I Am Unable To Return To The Type Of Work I Did Before I Was Injured, What Happens?

Mon, 04 Jun 2007 21:51:22 GMT

If you do return to work and wages are less than what you earned before the injury, you may be entitled to partial disability. These are intended to be temporary and generally apply when the worker can only perform limited or parttime duties at a reduced income level. That is, when their wage earning capacity is lower. The employer or its insurer pays the covered employee compensation that equals 50% of the difference between the average weekly wage of the covered employee and the wage earning capacity of the covered employee in the same or other employment while temporarily partially disabled, subject to a maximum payment of 50% of the State average weekly wage.

My Employer Has Denied My Claim, What Do I Do?

Tue, 29 May 2007 21:19:00 GMT

If you do not receive any benefits from your employer or their insurer, or are not receiving the benefits to which you believe you are entitled, you may request a hearing before the Workers` Compensation Commission. Your case will be decided by a Commissioner who, like a judge, listens to both sides of the case and determines what benefits, if any, you should receive. The Commissioner`s decision will be based on the law and facts involved in your particular case. Any party disagreeing with a decision of the Commission may file an appeal with the Circuit Court.

For more information, contact the Maryland Workers` Compensation Commission at the address or number below.

Maryland Workers` Compensation Commission
10 East Baltimore Street
Baltimore, MD 212021641
4108645100
18004920479

What Workers' Compensation Benefits Am I Entitled To?

Tue, 29 May 2007 21:19:00 GMT

You may be entitled to receive all reasonable and necessary medical treatment, benefits for lost wages, benefits for specific injuries resulting in permanent disabilities such as loss of use and/or disfigurement (scars). You may also qualify to participate in certain physical and vocational rehabilitation programs. If the injury causes the death of an injured worker, burial expenses are covered and the dependents of the deceased worker are entitled to certain benefits.

When Will My Benefits Begin And How Much Will They Be?

Tue, 29 May 2007 21:19:00 GMT

If an employee`s injury has resulted in a disability that prevents the person from returning to work at all that is, the person is completely disabled for all work purposes then the employee may receive temporary total disability payments. If the period of disability is fourteen days or less then the compensation benefit payments may not be allowed for the first three days of disablement except for payments for hospital, nursing or other medical services, funeral expenses or medicine. If the period of temporary disability lasts for more than fourteen days, then the compensation is allowed from the date of disability.

A covered employee is temporarily totally disabled due to an accidental injury or an occupational disease the employer or its insurer shall pay to the covered employee compensation that equals twothirds of the average weekly wage on the covered employee, up to a maximum of the average Maryland weekly wage. The average Maryland weekly wage is calculated every year by the Department of Labor, Licensing and Regulation (DLLR) and provided to the Commission for use in its calculations.

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