Free Iowa Workers' Compensation FAQs | Free Iowa Workers' Compensation Legal Documents

How Do I Know If My Employer Is Covered By Workers' Compensation?

Tue, 29 May 2007 21:19:00 GMT

Any employee whose principal employment is located in the state of Iowa or who is working under a contract originating in Iowa is eligible for workers` compensation benefits. Independent contractors, LLC company members and partners are not considered employees but may elect to be covered by purchasing a valid workers` compensation insurance policy specifically including coverage for them.

How Long After An Injury Do I Have To Report It To My Employer?

Mon, 04 Jun 2007 21:51:22 GMT

You should notify your employer immediately of any work related injury or illness. In any case you are required to notify your employer of any injury within 90 days. The 90 days begins when you either knew or should have known that the injury was work related. If you do not give this notice your benefits may be denied.

If I Am Injured On The Job Can I Choose The Doctor Who Treats Me?

Tue, 29 May 2007 21:19:00 GMT

In Iowa, the employer has the right to choose the doctor capable of treating your type of injury appropriately. If for some reason you are dissatisfied with the chosen doctor, you should discuss alternatives with your employer or the employers` insurance carrier. You do retain the right to be examined by a doctor of your choice if you feel that the permanent rating of disability given for your injury by the employers` doctor is too low. The employer must pay for this secondopinion exam.

If I Am Unable To Return To The Type Of Work I Did Before I Was Injured, What Happens?

Mon, 04 Jun 2007 21:51:22 GMT

If you return to work at wages less than what you were earning at the time of injury, you are entitled to the Temporary Partial Disability payments. After the 3day waiting period you will receive 66 2/3% of the difference between your current earnings and the earnings you had at the time of the injury.

My Employer Has Denied My Claim, What Do I Do?

Tue, 29 May 2007 21:19:00 GMT

If you receive a notice of denial and cannot resolve it with your employer, you have the right to a contestedcase proceeding before the workers` compensation commissioner. Before filing for a case proceeding, it is recommended that you contact the Iowa Division of Workers` Compensation for help and information with the enforcement of workers` compensation laws. Contact information is listed below.

Iowa Department of Workers` Compensation: 5152815387 or 1800JOBIOWA

What Workers' Compensation Benefits Am I Entitled To?

Tue, 29 May 2007 21:19:00 GMT

You are entitled to receive medical benefits for all of the reasonable and necessary medical care needed to treat your injury. The state of Iowa also will reimburse for some reasonable transportation costs. You will also be entitled to receive other weekly benefits such as disability benefits for temporary total or partial disability, permanent total or partial disability and in some cases vocational rehabilitation benefits. In some cases you may be entitled to a healing period benefit.

When Will My Benefits Begin And How Much Will They Be?

Tue, 29 May 2007 21:19:00 GMT

Iowa laws require that disability benefits begin on the 11th day and are retroactive if you are disabled more than 14 days. In some cases if the benefits are not paid when due, are denied or have an unreasonable delay then the injured worker may be entitled to interest or penalty benefits. Disability benefits are not to exceed 80% of the employee`s gross weekly earnings. This amount is determined by taking into account your gross weekly earnings, number of exemptions and your marital status. The maximum weekly amount for Permanent Partial Disability is $948.00. For Total Temporary Disability, Healing Period, Permanent Total Disability and death benefits the maximum weekly rate is $1031.00.

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