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    <title>Free  Insurance FAQs | Free  Insurance Legal FAQs</title>
    <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/index.html</link>
    <description>LawInfo - Legal Resource Center offers free legal forms and free legal documents that is designed to help consumers and businesses resolve their legal issues</description>
    <item>
      <title>What is homeowners insurance?</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Federal/what-is-homeowner-s-insurance.html</link>
      <description>&lt;div&gt;Homeowner&amp;rsquo;s insurance policies cover damages to or destruction of your home and possessions that result from fire, theft, or other types of disasters.&amp;nbsp;The insurance proceeds will help you repair or replace your home and possessions.&amp;nbsp;Plus, if you have a mortgage loan on your home, the company or bank that holds your loan will require that you have homeowners&amp;rsquo; insurance.&lt;/div&gt;</description>
      <category>Insurance FAQs</category>
      <pubDate>Mon, 15 Jun 2009 02:34:50 GMT</pubDate>
    </item>
    <item>
      <title>Am I required to have homeowners insurance?</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Federal/am-i-required-to-have-homeowner-s-insurance.html</link>
      <description>&lt;div&gt;Maybe.&amp;nbsp;The law of the state in which you live determines whether you are required to maintain homeowner&amp;rsquo;s insurance for your home.&amp;nbsp;However, if you have a mortgage loan secured by your home, the financial institution that issued the mortgage loan is likely to require that you maintain homeowner&amp;rsquo;s insurance.&amp;nbsp;&lt;/div&gt;</description>
      <category>Insurance FAQs</category>
      <pubDate>Mon, 15 Jun 2009 02:37:54 GMT</pubDate>
    </item>
    <item>
      <title>Will homeowners insurance cover all of my personal property?</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Federal/will-homeowner-s-insurance-cover-all-of-my-pe.html</link>
      <description>&lt;div&gt;No.&amp;nbsp;There are some types of personal property, such as antiques, expensive jewelry, and coin collections, which your insurance policy might not cover, or might only partially cover.&amp;nbsp;In order to adequately insurance these items of personal property, you might have to purchase additional insurance coverage, or specifically have these items identified in your homeowner&amp;rsquo;s insurance policy.&lt;/div&gt;</description>
      <category>Insurance FAQs</category>
      <pubDate>Mon, 15 Jun 2009 02:41:40 GMT</pubDate>
    </item>
    <item>
      <title>Will homeowners insurance cover my vehicles?</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Federal/will-homeowner-s-insurance-cover-my-vehicles.html</link>
      <description>&lt;div&gt;No.&amp;nbsp;Vehicles are not included in a homeowner&amp;rsquo;s insurance policy.&amp;nbsp;However, damages to your vehicles may be covered by your auto insurance policy.&lt;/div&gt;</description>
      <category>Insurance FAQs</category>
      <pubDate>Mon, 15 Jun 2009 02:44:57 GMT</pubDate>
    </item>
    <item>
      <title>Why does my homeowners insurance policy contain Additional Living Expense (ALE) coverage?</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Federal/why-does-my-homeowner-s-insurance-policy-cont.html</link>
      <description>&lt;div&gt;If you are unable to use or live in your home while it is being repaired or rebuilt, ALE coverage will provide you with some extra benefits.&amp;nbsp;For instance, ALE coverage can pay for the costs of furnishing a temporary residence, relocation expenses, and storage costs.&amp;nbsp;ALE coverage, however, only covers expenses above and beyond your normal living expenses, and your insurance company will require that all claims must be supported by receipts and/or other documentation.&lt;/div&gt;</description>
      <category>Insurance FAQs</category>
      <pubDate>Mon, 15 Jun 2009 02:49:00 GMT</pubDate>
    </item>
    <item>
      <title>Why does my homeowners insurance policy contain a provision about Personal Liability coverage?</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Federal/why-does-my-homeowner-s-insurance-policy-cont.html</link>
      <description>&lt;div&gt;Most homeowner&amp;rsquo;s insurance policies contain Personal Liability coverage, which protects you from claims or lawsuits that result from damages occurring on your property.&amp;nbsp;For instance, if someone is injured while walking in your yard, or if your family dog bites a visitor to your home, your homeowner&amp;rsquo;s insurance policy would provide coverage for any claims related to that injury.&lt;/div&gt;</description>
      <category>Insurance FAQs</category>
      <pubDate>Mon, 15 Jun 2009 02:53:24 GMT</pubDate>
    </item>
    <item>
      <title>Why does my homeowners insurance policy contain an Inflation Guard Endorsement?</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Federal/why-does-my-homeowner-s-insurance-policy-cont.html</link>
      <description>&lt;div&gt;An Inflation Guard Endorsement protects you against changes in housing market prices and updates to your home.&amp;nbsp;For instance, if you have added another room to your home, but housing market prices have decreased, the original amount of your homeowner&amp;rsquo;s insurance policy may not be sufficient to replace your home in case of a disaster.&amp;nbsp;An Inflation Guard Endorsement automatically reevaluates your insurance coverage each year and helps keep your insurance coverage in line with current housing market prices.&lt;/div&gt;</description>
      <category>Insurance FAQs</category>
      <pubDate>Mon, 15 Jun 2009 02:56:59 GMT</pubDate>
    </item>
    <item>
      <title>Does my homeowners insurance policy cover mold damage?</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Federal/does-my-homeowners-insurance-policy-cover-mol.html</link>
      <description>&lt;div&gt;Read your policy carefully in order to determine whether it covers damages resulting from mold and/or fungi.&amp;nbsp;Some insurance companies have begun to limit or even exclude coverage for such damages.&lt;/div&gt;</description>
      <category>Insurance FAQs</category>
      <pubDate>Mon, 15 Jun 2009 03:01:44 GMT</pubDate>
    </item>
    <item>
      <title>If my home is destroyed and needs to rebuilt, will my homeowners insurance cover the building permits needed under local laws?</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Federal/if-my-home-is-destroyed-and-needs-to-rebuilt-.html</link>
      <description>&lt;div&gt;Ordinance or law coverage is a specific type of homeowner&amp;rsquo;s insurance coverage that covers all necessary costs of rebuilding or repairing your home as required by local laws or ordinances.&amp;nbsp;Thus, if your contractor needs a building permit to repair damage to your home, your homeowner&amp;rsquo;s insurance policy should cover the cost of the permit if your policy contains ordinance or law coverage.&amp;nbsp;&lt;/div&gt;&#xD;
&lt;div&gt;&amp;nbsp;&lt;/div&gt;</description>
      <category>Insurance FAQs</category>
      <pubDate>Mon, 15 Jun 2009 03:05:02 GMT</pubDate>
    </item>
    <item>
      <title>Do I need special windstorm coverage in my homeowners insurance policy?</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Federal/do-i-need-special-windstorm-coverage-in-my-ho.html</link>
      <description>&lt;div&gt;Most homeowner&amp;rsquo;s insurance policies contain coverage for losses related to windstorms, hail, or other types of severe storms.&amp;nbsp;However, if you live in certain high-risk areas, like in coastal or beach regions, you might have to purchase special insurance coverage in order to protect your home.&lt;/div&gt;</description>
      <category>Insurance FAQs</category>
      <pubDate>Mon, 15 Jun 2009 03:08:16 GMT</pubDate>
    </item>
    <item>
      <title>How do I know how much homeowners insurance I need?</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Federal/how-do-i-know-how-much-homeowner-s-insurance-.html</link>
      <description>&lt;div&gt;You should talk to a qualified insurance agent in order to determine the amount of homeowner&amp;rsquo;s insurance you will need, which may depend on a variety of factors.&amp;nbsp;Remember, you need to have enough coverage to rebuild your home in the event of loss, based on the current price to rebuild, including labor, materials, and the costs of complying with local laws.&lt;/div&gt;</description>
      <category>Insurance FAQs</category>
      <pubDate>Mon, 15 Jun 2009 03:12:37 GMT</pubDate>
    </item>
    <item>
      <title>What kinds of losses does my homeowners insurance policy cover?</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Federal/what-kinds-of-losses-does-my-homeowner-s-insu.html</link>
      <description>&lt;div&gt;Your homeowner&amp;rsquo;s insurance policy may cover losses resulting from fire, wind, hail, theft, damage, snow, or smoke, and may cover other events that cause losses to you, as well.&amp;nbsp;&lt;/div&gt;</description>
      <category>Insurance FAQs</category>
      <pubDate>Mon, 15 Jun 2009 03:17:05 GMT</pubDate>
    </item>
    <item>
      <title>What is a deductible, and how high should my deductible be on my homeowners insurance policy?</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Federal/what-is-a-deductible-and-how-high-should-my-d.html</link>
      <description>&lt;div&gt;A deductible is a certain amount of money that you have to pay out of pocket before your insurance company will cover any losses under your homeowner&amp;rsquo;s insurance policy.&amp;nbsp;The higher your deductible, the less expensive your homeowner&amp;rsquo;s insurance policy will be.&amp;nbsp;Plus, if your deductible is higher, you will tend to file fewer claims with your insurance company, which will help keep insurance policy prices lower for you.&lt;/div&gt;</description>
      <category>Insurance FAQs</category>
      <pubDate>Mon, 15 Jun 2009 03:21:08 GMT</pubDate>
    </item>
    <item>
      <title>What is the National Flood Insurance Program?</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Federal/what-is-the-national-flood-insurance-program.html</link>
      <description>&lt;div&gt;The National Flood Insurance Program (&amp;ldquo;NFIP&amp;rdquo;) provides insurance policies for people in case of damages from flooding, as most homeowner&amp;rsquo;s insurance policy exclude losses that occur due to flooding.&amp;nbsp;Plus, if you receive federal disaster assistance due to flooding, you are required to purchase and maintain a NFIP policy in order to cover losses from flooding in the future.&lt;/div&gt;</description>
      <category>Insurance FAQs</category>
      <pubDate>Mon, 15 Jun 2009 03:24:45 GMT</pubDate>
    </item>
    <item>
      <title>Can my insurance company refuse to renew my homeowners insurance policy?</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Federal/can-my-insurance-company-refuse-to-renew-my-h.html</link>
      <description>&lt;div&gt;Yes.&amp;nbsp;Although state law determines the type of notice that you must be given if your insurance company decides not to renew your homeowner&amp;rsquo;s insurance policy, insurance companies are private companies that do not have to offer you a renewed homeowner&amp;rsquo;s insurance policy.&amp;nbsp;Common reasons for non-renewal of homeowner&amp;rsquo;s insurance policies are excessive claims, a potential for more future claims, or a home in need of repairs.&lt;/div&gt;</description>
      <category>Insurance FAQs</category>
      <pubDate>Mon, 15 Jun 2009 03:27:51 GMT</pubDate>
    </item>
    <item>
      <title>Do I need special insurance for natural disasters like flooding or hurricanes?</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Federal/do-i-need-special-insurance-for-natural-disas.html</link>
      <description>&lt;div&gt;Maybe.&amp;nbsp;In some higher-risk areas, such as in coastal regions, you may need to purchase additional insurance coverage to fully protect your assets.&amp;nbsp;While homeowner&amp;rsquo;s insurance policies typically cover damages from high winds, for instance, they don&amp;rsquo;t typically cover damage due to flooding.&amp;nbsp;Check with your insurance agent for more information about what is and is not included in your homeowner&amp;rsquo;s insurance policy.&lt;/div&gt;</description>
      <category>Insurance FAQs</category>
      <pubDate>Thu, 18 Jun 2009 03:05:06 GMT</pubDate>
    </item>
    <item>
      <title>What do I do if our home is damaged in a hurricane or natural disaster?</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Federal/what-do-i-do-if-our-home-is-damaged-in-a-hurr.html</link>
      <description>&lt;div&gt;You should keep contact information for your insurance agent on hand, so that you can contact him or her as soon as possible if you need to file a claim.&amp;nbsp;You typically need to report losses to your insurance company within sixty (60) days of the loss.&amp;nbsp;If you need to have emergency repairs made in order to prevent further damages, be sure to keep documentation and receipts for the costs of those repairs, and utilize reputable, experienced companies to do any needed repairs.&amp;nbsp;Document any damages by taking photographs if possible.&lt;/div&gt;</description>
      <category>Insurance FAQs</category>
      <pubDate>Thu, 18 Jun 2009 03:05:52 GMT</pubDate>
    </item>
    <item>
      <title>What steps can I take to minimize damages to my home, and thus decrease my insurance costs?</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Federal/what-steps-can-i-take-to-minimize-damages-to-.html</link>
      <description>&lt;div&gt;Particularly if you live in an area that is prone to natural disasters such as hurricanes, you should take steps to ensure that your home is protected with features such as roof anchors and reinforced windows and doors.&amp;nbsp;You should also try and keep larger outdoor items such as lawn furniture secured in the event of high winds, so that they do not cause unexpected damage to your home.&lt;/div&gt;</description>
      <category>Insurance FAQs</category>
      <pubDate>Thu, 18 Jun 2009 03:06:41 GMT</pubDate>
    </item>
    <item>
      <title>How can I prepare for potential insurance claims if a natural disaster such as a hurricane is forecast for my area?</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Federal/how-can-i-prepare-for-potential-insurance-cla.html</link>
      <description>&lt;div&gt;You should keep an inventory of all of your items of personal property, as well as their estimated costs, so that if they are destroyed, your insurance company will properly reimburse you for these items.&amp;nbsp;For larger or more expensive items, you should keep receipts or other documentation as to their value.&amp;nbsp;&lt;/div&gt;</description>
      <category>Insurance FAQs</category>
      <pubDate>Thu, 18 Jun 2009 03:07:38 GMT</pubDate>
    </item>
    <item>
      <title>How can I handle my finances in the event of a natural disaster?</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Federal/how-can-i-handle-my-finances-in-the-event-of-.html</link>
      <description>&lt;div&gt;If a natural disaster hits your area, banks and ATMs may not be operable for a few days.&amp;nbsp;Therefore, you can protect your finances by paying bills that are due ahead of time so as to avoid late fees and other charges, withdrawing some cash to have on hand in the case of an emergency, and keeping a credit card available for emergency purchases.&amp;nbsp;You should also take measures to store bills, contracts, and other important financial and legal documents in a safe place that you can easily access following a natural disaster.&lt;/div&gt;</description>
      <category>Insurance FAQs</category>
      <pubDate>Thu, 18 Jun 2009 03:08:36 GMT</pubDate>
    </item>
    <item>
      <title>What if I do not have enough insurance to repair and/or replace my home or automobile that has been damaged by a natural disaster?</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Federal/what-if-i-do-not-have-enough-insurance-to-rep.html</link>
      <description>&lt;div&gt;There are other resources available to help you with damages caused by a natural disaster.&amp;nbsp;You can file these damages as a loss on your federal income tax return, and the Federal Emergency Management Agency (FEMA) may be able to provide you with emergency assistance and/or low interest loans.&lt;/div&gt;</description>
      <category>Insurance FAQs</category>
      <pubDate>Thu, 18 Jun 2009 03:09:04 GMT</pubDate>
    </item>
    <item>
      <title>How do I know which insurance policy will cover my damages?</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Federal/how-do-i-know-which-insurance-policy-will-cov.html</link>
      <description>&lt;div&gt;You should file insurance claims with your homeowner&amp;rsquo;s insurance company, as well as with any additional companies with which you have coverage for flooding or hurricane damage.&amp;nbsp;The companies will decide which policy covers which damages for you.&lt;/div&gt;&#xD;
&lt;div&gt;&amp;nbsp;&lt;/div&gt;</description>
      <category>Insurance FAQs</category>
      <pubDate>Thu, 18 Jun 2009 03:09:38 GMT</pubDate>
    </item>
    <item>
      <title>How long will it take for an insurance adjustor to evaluate my damages following a natural disaster?</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Federal/how-long-will-it-take-for-an-insurance-adjust.html</link>
      <description>&lt;div&gt;Insurance adjustors typically begin evaluating damages as soon as possible after a natural disaster.&amp;nbsp;Keep in mind, however, that emergency officials may limit insurance adjustors&amp;rsquo; access to the damaged areas until they deem it safe, and that the insurance adjustors may have many claims to assess following a widespread natural disaster.&lt;/div&gt;</description>
      <category>Insurance FAQs</category>
      <pubDate>Thu, 18 Jun 2009 03:10:16 GMT</pubDate>
    </item>
    <item>
      <title>Is there any type of flood-related damages that flood insurance will not cover?</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Federal/is-there-any-type-of-flood-related-damages-th.html</link>
      <description>&lt;div&gt;Flood insurance policies typically do not cover additional living expenses, damages caused by sewer back-ups, sump pump overflows, losses due to power failures, damages that were already occurring before the flooding, and losses caused by your failure to properly preserve property in the event of flooding.&lt;/div&gt;</description>
      <category>Insurance FAQs</category>
      <pubDate>Thu, 18 Jun 2009 03:12:08 GMT</pubDate>
    </item>
    <item>
      <title>Is there any type of property that flood insurance will not cover?</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Federal/is-there-any-type-of-property-that-flood-insu.html</link>
      <description>&lt;div&gt;Flood insurance will not cover items such as money, fences, swimming pools, lawns, trees, animals, crops, sidewalks, driveways, motor vehicles, or boats.&amp;nbsp;Flood insurance policies may also limit coverage for certain items on the lower level of buildings.&amp;nbsp;&lt;/div&gt;</description>
      <category>Insurance FAQs</category>
      <pubDate>Thu, 18 Jun 2009 03:13:15 GMT</pubDate>
    </item>
    <item>
      <title>Are there separate deductibles that I have to pay for building claims and personal property claims?</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Federal/are-there-separate-deductibles-that-i-have-to.html</link>
      <description>&lt;div&gt;Yes.&amp;nbsp;Flood insurance policies typically contain separate deductibles for damages to a building and damages to personal property.&lt;/div&gt;</description>
      <category>Insurance FAQs</category>
      <pubDate>Thu, 18 Jun 2009 03:13:43 GMT</pubDate>
    </item>
    <item>
      <title>Does flood insurance cover items in my basement?</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Federal/does-flood-insurance-cover-items-in-my-baseme.html</link>
      <description>&lt;div&gt;Some items in your basement, such as heating and cooling systems, structural features, washers and dryers, freezers, and certain utility connections are covered by flood insurance.&amp;nbsp;Some items related to a finished basement, however, such as flooring, carpeting, and furniture, are usually not covered by flood insurance policies.&lt;/div&gt;</description>
      <category>Insurance FAQs</category>
      <pubDate>Thu, 18 Jun 2009 03:14:27 GMT</pubDate>
    </item>
    <item>
      <title>What is a proof of loss form?</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Federal/what-is-a-proof-of-loss-form.html</link>
      <description>&lt;div&gt;A &amp;ldquo;proof of loss&amp;rdquo; form is a sworn statement by you that you have suffered certain damages due to a natural disaster, which some insurance companies may require you to complete in order to make a claim for your damages.&amp;nbsp;The form both describes your damages and the monetary value of those damages.&lt;/div&gt;</description>
      <category>Insurance FAQs</category>
      <pubDate>Thu, 18 Jun 2009 03:15:02 GMT</pubDate>
    </item>
    <item>
      <title>Do I get to choose who makes the repairs to my home if it is damaged by a natural disaster?</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Federal/do-i-get-to-choose-who-makes-the-repairs-to-m.html</link>
      <description>&lt;div&gt;Yes.&amp;nbsp;You are entitled to choose the company or person who makes repairs to your home.&amp;nbsp;However, you should make sure that any repairs or rebuilding occurs using the same quality materials that originally existed.&amp;nbsp;Plus, you should not have permanent repairs made until your insurance company has approved the cost of such repairs; otherwise, you may be stuck with expenses that your insurance company will not cover.&lt;/div&gt;&#xD;
&lt;div&gt;&amp;nbsp;&lt;/div&gt;</description>
      <category>Insurance FAQs</category>
      <pubDate>Thu, 18 Jun 2009 03:15:36 GMT</pubDate>
    </item>
    <item>
      <title>How is my mortgage lender affected by any insurance claims as a result of natural disasters?</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Federal/how-is-my-mortgage-lender-affected-by-any-ins.html</link>
      <description>&lt;div&gt;Typically, any settlement checks that you receive from your insurance company will be made payable to both you and your mortgage lender.&amp;nbsp;Because the mortgage lender has a loan that is secured by your property, the mortgage lender wants to make sure that all necessary repairs are made in order to protect the property.&amp;nbsp;Your mortgage lender may cash the insurance company check and pay the repair or rebuilding expenses as they are incurred.&amp;nbsp;&amp;nbsp; &lt;/div&gt;</description>
      <category>Insurance FAQs</category>
      <pubDate>Thu, 18 Jun 2009 03:16:41 GMT</pubDate>
    </item>
    <item>
      <title>Free Alabama Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Alabama/index.html</link>
      <description>Free Alabama Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Alaska Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Alaska/index.html</link>
      <description>Free Alaska Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Arizona Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Arizona/index.html</link>
      <description>Free Arizona Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Arkansas Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Arkansas/index.html</link>
      <description>Free Arkansas Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free California Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/California/index.html</link>
      <description>Free California Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Colorado Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Colorado/index.html</link>
      <description>Free Colorado Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Connecticut Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Connecticut/index.html</link>
      <description>Free Connecticut Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Delaware Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Delaware/index.html</link>
      <description>Free Delaware Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free District of Columbia Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/District-of-Columbia/index.html</link>
      <description>Free District of Columbia Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Florida Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Florida/index.html</link>
      <description>Free Florida Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Georgia Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Georgia/index.html</link>
      <description>Free Georgia Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Hawaii Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Hawaii/index.html</link>
      <description>Free Hawaii Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Idaho Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Idaho/index.html</link>
      <description>Free Idaho Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Illinois Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Illinois/index.html</link>
      <description>Free Illinois Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Indiana Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Indiana/index.html</link>
      <description>Free Indiana Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Kansas Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Kansas/index.html</link>
      <description>Free Kansas Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Kentucky Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Kentucky/index.html</link>
      <description>Free Kentucky Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Louisiana Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Louisiana/index.html</link>
      <description>Free Louisiana Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Maine Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Maine/index.html</link>
      <description>Free Maine Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Maryland Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Maryland/index.html</link>
      <description>Free Maryland Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Michigan Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Michigan/index.html</link>
      <description>Free Michigan Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Minnesota Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Minnesota/index.html</link>
      <description>Free Minnesota Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Missouri Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Missouri/index.html</link>
      <description>Free Missouri Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Montana Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Montana/index.html</link>
      <description>Free Montana Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Nebraska Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Nebraska/index.html</link>
      <description>Free Nebraska Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Nevada Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Nevada/index.html</link>
      <description>Free Nevada Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free New Hampshire Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/New-Hampshire/index.html</link>
      <description>Free New Hampshire Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free New Mexico Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/New-Mexico/index.html</link>
      <description>Free New Mexico Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free New York Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/New-York/index.html</link>
      <description>Free New York Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free North Dakota Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/North-Dakota/index.html</link>
      <description>Free North Dakota Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Oklahoma Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Oklahoma/index.html</link>
      <description>Free Oklahoma Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Oregon Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Oregon/index.html</link>
      <description>Free Oregon Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Pennsylvania Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Pennsylvania/index.html</link>
      <description>Free Pennsylvania Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Rhode Island Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Rhode-Island/index.html</link>
      <description>Free Rhode Island Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free South Dakota Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/South-Dakota/index.html</link>
      <description>Free South Dakota Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Tennessee Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Tennessee/index.html</link>
      <description>Free Tennessee Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Texas Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Texas/index.html</link>
      <description>Free Texas Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Utah Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Utah/index.html</link>
      <description>Free Utah Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Vermont Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Vermont/index.html</link>
      <description>Free Vermont Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Virginia Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Virginia/index.html</link>
      <description>Free Virginia Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Washington Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Washington/index.html</link>
      <description>Free Washington Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free West Virginia Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/West-Virginia/index.html</link>
      <description>Free West Virginia Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Wisconsin Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Wisconsin/index.html</link>
      <description>Free Wisconsin Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Wyoming Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Insurance/Wyoming/index.html</link>
      <description>Free Wyoming Insurance FAQs</description>
      <category>State specific Insurance FAQs</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Auto Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Auto-Insurance/index.html</link>
      <description>Free Auto Insurance FAQs</description>
      <category>Insurance Sub-categories</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Health Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Health-Insurance/index.html</link>
      <description>Free Health Insurance FAQs</description>
      <category>Insurance Sub-categories</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Home Owners Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Home-Owners-Insurance/index.html</link>
      <description>Free Home Owners Insurance FAQs</description>
      <category>Insurance Sub-categories</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
    <item>
      <title>Free Life Insurance FAQs</title>
      <link>http://resources.lawinfo.com/en/Legal-FAQs/Life-Insurance/index.html</link>
      <description>Free Life Insurance FAQs</description>
      <category>Insurance Sub-categories</category>
      <pubDate>Thu, 26 Nov 2009 15:25:10 GMT</pubDate>
    </item>
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