Free Kansas Insurance FAQs | Free Kansas Insurance Legal Documents

Can My License Be Cancelled For Noncompliance With Ce Requirements?

Tue, 29 May 2007 21:19:00 GMT

Yes, if your Kansas resident or nonresident license is terminated for failure to satisfy continuing education requirements and you wish to be relicensed, you must provide documentation that you have successfully completed approved education programs, pay a monetary penalty, and pass applicable insurance licensing examinations. You may request certification from a company after you receive confirmation of compliance from the Insurance Department.

The information which you furnish with the Insurance Continuing Education Summary Report (continuing education course certificates or Letter of Home State Certification) will be used to determine whether you have complied with the continuing education requirement.

How Do I Obtain A Duplicate License?

Tue, 29 May 2007 21:19:00 GMT

If you need a duplicate license, send a signed request to the Division using the appropriate request form, a check or money order for $7 payable to the "Kansas Insurance Department".

If The Resident Agency Has A Change Of Status, What Should The Agency Do?

Tue, 29 May 2007 21:19:00 GMT

Changes to the information contained in the original application for an insurance agency license should be provided on Form AG11, Change of Agency Status. Use this form to report termination of agency contracts with insurance companies; change of agency address; change of owners, officers, directors, partners, or the licensed agent designated to be responsible for the agency's compliance with the insurance laws, rules, and regulations of this state; and changes of licensed agency personnel.

Information regarding agent additions and terminations must be reported within thirty working days. Failure to do so subjects the agency to a penalty of $10 per day for each working day the required information is late subject to a maximum of $50 per person per licensing year.

For changes involving ownership, agency name, or agency tax identification number, contact the Kansas Insurance Department for instructions.

What Are The Requirements For Obtaining A Resident Agency License?

Tue, 29 May 2007 21:19:00 GMT

Resident Agency Licensing Requirements
Kansasdomiciled corporations, associations, partnerships, sole proprietorships, limited liability companies, limited liability partnerships, or other legal entities acting as insurance agents and holding a direct agency appointment from an insurance company or companies are required to obtain a resident insurance agency license.

Submit the Uniform Application for Business Entity License to the Agents and Brokers Division; 420 S.W. Ninth Street; Topeka, KS 666121678. All insurance personnel licensed in Kansas must be listed on the application. Also report all branch office locations and if the business entity is an auto dealership, an auto rental agency, a financial institution, or does credit life business only and has no licensed personnel.
Submit a $30 application fee (personal or business check, money order, or cashier's check payable to the Kansas Insurance Department).

When the license has been issued:
Notify each insurer with which the agency contracts to request company appointment. Appointment of the agency will automatically include each licensed insurance agent associated with the agency for the kinds of insurance permitted under the license in effect for the agent. Agent appointments obtained through agency affiliation will terminate if the individual's association with the agency ends. If an agency appointment is canceled, appointment for each affiliated agent will terminate as well.

No renewal fees are required for continuation of a resident insurance agency license.

What Are The Requirements To Obtain A Kansas Nonresident Agent License?

Mon, 04 Jun 2007 21:51:22 GMT

Nonresident Agent Licensing Requirements

New License
In order to qualify as a Kansas nonresident insurance agent, you must satisfy the following requirements.

At least 18 years of age.
Submit the NAIC Uniform Application for Individual Nonresident License to the Agents and Brokers Division; 420 S.W. Ninth Street; Topeka, KS 666121678. Applicants for a Crop, Title, Bail Bond, or Travel license should indicate the line being applied for below the matrix on page 2 of the Uniform Application.
Evidence of NASD registration if Variable Contracts authority is desired.
$30 application fee plus $50 license fee (personal or business check, money order, or cashier's check payable to the Kansas Insurance Department).
Certification of insurance authority from state of residence (dated within 90 days).

Application forms and fees may be waived for an individual holding a valid resident or nonresident license in this state whose new license is required by a change of domicile. Contact the Kansas Insurance Department for details.

When the license has been issued:

Obtain an errors and omissions policy in an amount of not less than $100,000 total liability limit per occurrence, subject to not less than $100,000 annual aggregate for all claims made during the policy period (100,000/$500,000 if covered under a blanket policy).
Secure company certification. Appointment is required by each company for which business is transacted.

License Renewal
Each nonresident agent may renew the license biennially. The biennial due date is the agent's birth date in each odd year for agents born in an oddnumbered year or each even year for agents born in an evennumbered year. For newly licensed agents, such date shall not be earlier than two years from the date of the agent's initial licensure.

Nonresident agents must send a Certification Letter no more than 90 days old from their home state as proof of continuing education compliance, proof of errors and omissions insurance, and a $50 biennial license fee by the due date.

What Are The Requirements To Obtain A Kansas Resident Agent License?

Mon, 04 Jun 2007 21:51:22 GMT

New Resident Agent Licensing Requirements
In order to qualify as a Kansas resident insurance agent, you must satisfy the following requirements:

At least 18 years of age.
Submit the NAIC Uniform Application for Individual License to the Agents and Brokers Division; 420 S.W. Ninth Street; Topeka, KS 666121678. Applicants for a Crop, Title, Bail Bond, or Travel license should indicate the line being applied for below the matrix on page 2 of the Uniform Application.
Submit a $30 application fee (personal or business check, money order, or cashier's check payable to the Kansas Insurance Department).
Provide a clearance letter if you hold a license from another state and are moving to Kansas.
Provide evidence of NASD registration if Variable Contracts authority is required.
Pass the appropriate license examination.

If the applicant has held an insurance agent's license in another state, application forms, fees, and/or the agent's license examination may be waived. Contact the Kansas Insurance Department for details.

When the license has been issued:

Obtain an errors and omissions policy in an amount of not less than $100,000 total liability limit per occurrence, subject to not less than $100,000 annual aggregate for all claims made during the policy period (100,000/$500,000 if covered under a blanket policy).
Secure company certification. Appointment is required by each company for which business is transacted.

Each resident agent may renew the license biennially. The biennial due date is the agent's birth date in each odd year for agents born in an oddnumbered year or each even year for agents born in an evennumbered year. For newly licensed agents, such date shall not be earlier than two years from the date of the agent's initial licensure.

Resident agents must submit proof of continuing education compliance and errors and omissions insurance by the biennial due date.

What If I Have Questions Regarding The Question On Background Information?

Wed, 16 Apr 2008 13:51:08 GMT

Follow these general rules for questions on background information.

Traffic Violations
1. Minor traffic violations need not be disclosed.
2. For the purpose of the application, the following are not considered minor traffic violations and must be disclosed.
  1. Vehicular homicide.
  2. Driving while intoxicated or driving under the influence of alcohol or drugs.
  3. Driving while driver's license has been canceled, suspended or revoked.
  4. Making false statements on an application for a driver's license.
  5. Any crime punishable as a felony wherein a motor vehicle was used in the perpetration of such crime.
  6. Leaving the scene of an accident without stopping to report it.
  7. Failing to maintain continuous motor vehicle liability insurance.
Expungement
1. A conviction for which an order of expungement has been granted need not be disclosed.
2. Generally, convictions are not automatically expunged. If you are unsure whether a particular conviction has been expunged, you should contact the clerk of the court where conviction occurred.
Time Limits
1. Except for the crimes listed in #2 below, you may answer "No" to Question 1 if both of the following apply:
  1. 10 years or more have elapsed since you were convicted or released from probation or parole, whichever is later, for any misdemeanor; AND
  2. 15 years or more have elapsed since you were convicted or released from probation or parole, whichever is later, for any felony.
2. Regardless of time limits outlined in #1 above, you must answer "Yes" to Question 1 if you have been convicted of any of the following:
  1. Robbery
  2. Burglary
  3. Larceny
  4. Embezzlement
  5. Theft
  6. Tax Evasion
  7. Arson
  8. Forgery
  9. Counterfeiting
  10. Obstruction of Justice
  11. Contempt of Court
  12. Habitually Giving Worthless Checks
  13. Making a False Writing
  14. Perjury
  15. Deceptive Commercial Practices
  16. Bribery
  17. Fraud
  18. Any other crime, not specifically mentioned, that involved money, fraud, deceit, or untruthfulness
  If you answered "Yes" to Question 1, please provide all details of each offense on a separate sheet of paper, including, but not limited to:
  1. Name and address of arresting agency. 2. Location and date of arrest and/or conviction. 3. Nature of the charge or charges. 4. Name and address of the convicting court. 5. Disposition rendered by the court. 6. Whether you are serving probation or parole as of the date of your application.
  Note: Failure to provide the above requested information in connection with a "Yes" response delays the processing of your application. Any omissions or false answers on the application and any supplementary pages attached may result in denial of your application.

What If My Address Or Name Changes?

Tue, 29 May 2007 21:19:00 GMT

A licensee must notify the Division immediately of any address or name change by using the Request for Change of Name or Address form. A request for a name change must be accompanied by a copy of the legal document that changed the producer's name. The notice must be signed by the licensee. All requests without a signature will be returned.

What Is The Procedure To Surrender A Nonresident License?

Tue, 29 May 2007 21:19:00 GMT

To surrender a nonresident insurance license, the agent should submit a written request, providing name and social security number. For the license to be surrendered in good standing, the request must be made prior to the license renewal date, and it must be determined that the agent is in compliance with continuing education requirements for the biennium in which the license is surrendered. If the license is not surrendered in good standing, it will be deemed to have expired for noncompliance on the biennial due date. In such case, if the individual reapplies for a license, proof of continuing education completion and reinstatement fees will be required in addition to any required application forms and/or fees.

What Is The Procedure To Surrender A Resident Insurance License?

Tue, 29 May 2007 21:19:00 GMT

To surrender a resident insurance license, the agent should submit a written request, providing name and social security number.

For the license to be surrendered in good standing, the agent must have completed continuing education requirements for the biennium in which the license is surrendered. If the continuing education requirement has not been satisfied, the license will be deemed to have expired for noncompliance on the biennial due date. In such case, if the individual reapplies for a license, proof of continuing education completion and reinstatement fees will be required in addition to any required application forms and/or fees.

What Should I Do If I Need To Take An Exam?

Tue, 29 May 2007 21:19:00 GMT

The Kansas Insurance Department has retained the services of Assessment Services, Inc. (ASI) to develop and administer the insurance licensing examination program. To make an appointment to test, call ASI Customer Care at 18882046255, fax the Fax Reservation Form to 18882046291 (see the Candidate Handbook), or register online by visiting the ASI Web site .

For more information, call ASI Customer Care at 18882046255.

The Examination Content Outlines are the basis for the examinations. Not all questions on the examinations will necessarily be covered in the study manuals. The content outlines are updated periodically and may not be consistent with outdated material in the study manuals. Where such discrepancies exist, the outlines take precedence.

Study material for Life, Accident and Health, Property and Allied Lines, and Casualty and Allied Lines may be purchased from the following organizations: Kansas Assn. of Insurance and Financial Advisors 300 SW 8th Ave, Third Floor Topeka, KS 666033912 17852332206 Kansas Association of Insurance Agents 815 S.W. Topeka Boulevard Topeka, KS 66612 17852320561 18002297048(Kansas Only) Kansas Association of Professional Insurance Agents 2729 S.E. Indiana Avenue Topeka, KS 66605 17852324143 18008367387

What Types Of Nonresident Licenses Are Offered In Kansas?

Tue, 29 May 2007 21:19:00 GMT

The Kansas Insurance Department grants the following types of agent licenses. A nonresident license is issued based upon the applicant's license authority in the state of residence.

Life
Accident and Health
Variable Contracts
Property and Allied Lines
Casualty and Allied Lines
Personal Lines (Available after July 1, 2001)
Crop Only
Title Only
Bail Bond Only
Travel
Auto Club 1
Viatical Settlement 1
Reinsurance Intermediary 1
Excess Lines 2

Contact the Kansas Insurance Department for instructions and application forms.

What Types Of Resident Licenses Are Offered In Kansas?

Tue, 29 May 2007 21:19:00 GMT

The Kansas Insurance Department grants the following types of resident licenses.

Licenses Requiring an Examination

Life 1
Accident and Health
Property and Allied Lines 1
Casualty and Allied Lines 1
Personal Lines (Available after July 1, 2001)
Crop Only
Title Only
Bail Bond Only 2

1 May be taken as individual examinations or in combined examinations of Life, Accident and Health, or Property, Casualty and Allied Lines.
2 Bail bond agents are required to pass the Kansas Laws and Regulations examination only.

Licenses Not Requiring an Examination

Variable Contracts 1
Travel
Auto Club 2
Viatical Settlement 2
Reinsurance Intermediary 2
Excess Lines

1 Variable contracts agents must have NASD registration and a life agent license, but no separate exam is required.
2 Contact the Kansas Insurance Department for instructions and application forms.

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