http://resources.lawinfo.com/en/Legal-FAQs/Collections-Creditors-Rights/West-Virginia/index.html LawInfo - Legal Resource Center offers free West Virginia Collections-Creditors Rights legal forms and free West Virginia Collections-Creditors Rights legal documents that is designed to help consumers and businesses resolve their legal issues http://resources.lawinfo.com/en/Legal-FAQs/Collections-Creditors-Rights/West-Virginia/how-long-after-a-debt-becomes-delinquent-shou.html You should seek the assistance of a collection attorney as soon as possible after an account becomes delinquent to ensure that your contract and asset information remain current and to enable the quickest collection of your money. West Virginia Collections-Creditors Rights FAQs Tue, 29 May 2007 21:19:00 GMT http://resources.lawinfo.com/en/Legal-FAQs/Collections-Creditors-Rights/West-Virginia/whats-the-difference-between-a-collection-age.html The main difference between a collection agency and a collection law firm is that a law firm has the ability to use the court system to force the debtor to pay. Collection law firms are able to obtain judgment against a debtor and pursue collection of that judgment by the use of the legal system's various remedies. West Virginia Collections-Creditors Rights FAQs Tue, 29 May 2007 21:19:00 GMT http://resources.lawinfo.com/en/Legal-FAQs/Collections-Creditors-Rights/West-Virginia/should-my-business-simply-write-off-small-deb.html Small debts should be placed for collection along with large debts. Smaller debts are often collected by telephone calls and letters because it is not cost effective to use the court process on small debts. However, a collections law firm can collect small debts owed by the same debtor to the same creditor economically by combining the accounts and using the judicial process. West Virginia Collections-Creditors Rights FAQs Tue, 29 May 2007 21:19:00 GMT http://resources.lawinfo.com/en/Legal-FAQs/Collections-Creditors-Rights/West-Virginia/can-i-recover-for-the-time-and-money-my-busin.html In Virginia and Maryland you may be able to collect attorney fees and collection fees, which are allowed by contract. However, the West Virginia Consumer Credit and Protection Act strictly prohibits collection of attorney fees and collection fees. West Virginia Collections-Creditors Rights FAQs Tue, 29 May 2007 21:19:00 GMT http://resources.lawinfo.com/en/Legal-FAQs/Collections-Creditors-Rights/West-Virginia/what-are-some-simple-things-my-business-can-d.html The easiest way to decrease your amount of delinquent receivables is to get good information from each debtor prior to delivering any goods or services. Important information to obtain in advance is the debtor's: name, address, home phone, work phone, social security number, bank, and employer name and employer address. Another easy way to reduce your amount of delinquent accounts receivable is to always obtain a personal guarantee when dealing with a business entity. West Virginia Collections-Creditors Rights FAQs Tue, 29 May 2007 21:19:00 GMT