http://resources.lawinfo.com/en/Legal-FAQs/Collections-Creditors-Rights/Nevada/index.html LawInfo - Legal Resource Center offers free Nevada Collections-Creditors Rights legal forms and free Nevada Collections-Creditors Rights legal documents that is designed to help consumers and businesses resolve their legal issues http://resources.lawinfo.com/en/Legal-FAQs/Collections-Creditors-Rights/Nevada/can-a-creditor-close-a-joint-account-because.html By law, a creditor cannot close a joint account because of a change in marital status, but can do so at the request of either spouse. A creditor, however, does not have to change joint accounts to individual accounts. The creditor can require the debtor to reapply for credit on an individual basis and then, based on their new application, extend or deny the credit. In the case of a mortgage or home equity loan, a lender is likely to require refinancing to remove a spouse from the obligation. Nevada Collections-Creditors Rights FAQs Mon, 04 Jun 2007 21:51:22 GMT http://resources.lawinfo.com/en/Legal-FAQs/Collections-Creditors-Rights/Nevada/what-can-a-debtor-do-if-they-believe-a-credit.html The debtor has the right to sue a creditor in a state or federal court within one year from the date the debtor believes the law was violated. If debtor wins, they may recover money for the damages they suffered. Court costs and attorney`s fees also can be recovered. A group of people also may sue a creditor and recover money for damages up to $500,000, or one percent of the creditors net worth, whichever is less. Nevada Collections-Creditors Rights FAQs Tue, 29 May 2007 21:19:00 GMT http://resources.lawinfo.com/en/Legal-FAQs/Collections-Creditors-Rights/Nevada/what-must-creditors-tell-the-debtor-about-the.html Within five days after the debtors are first contacted, the creditor must send a written notice telling the amount of money the debtor owes; the name of the creditor to whom debtors owe the money; and what action to take if they believe they do not owe the money. Nevada Collections-Creditors Rights FAQs Tue, 29 May 2007 21:19:00 GMT http://resources.lawinfo.com/en/Legal-FAQs/Collections-Creditors-Rights/Nevada/who-is-a-debt-collector-or-collection-agency.html A debt collector is any person or agency, other than the creditor, who regularly collects debts owed to others. Under a 1986 amendment to the Fair Debt Collection Practices Act, this also includes attorneys who collect debts on a regular basis. Nevada Collections-Creditors Rights FAQs Tue, 29 May 2007 21:19:00 GMT http://resources.lawinfo.com/en/Legal-FAQs/Chex-Systems/Nevada/index.html Free Chex Systems FAQs Collections-Creditors Rights Sub-categories Fri, 27 Nov 2009 23:14:29 GMT http://resources.lawinfo.com/en/Legal-FAQs/Collections/Nevada/index.html Free Collections FAQs Collections-Creditors Rights Sub-categories Fri, 27 Nov 2009 23:14:29 GMT http://resources.lawinfo.com/en/Legal-FAQs/Creditor-Remedies-in-Bankruptcy/Nevada/index.html Free Creditor Remedies in Bankruptcy FAQs Collections-Creditors Rights Sub-categories Fri, 27 Nov 2009 23:14:29 GMT http://resources.lawinfo.com/en/Legal-FAQs/Debt-Collections/Nevada/index.html Free Debt Collections FAQs Collections-Creditors Rights Sub-categories Fri, 27 Nov 2009 23:14:29 GMT http://resources.lawinfo.com/en/Legal-FAQs/Enforcement-of-Judgments/Nevada/index.html Free Enforcement of Judgments FAQs Collections-Creditors Rights Sub-categories Fri, 27 Nov 2009 23:14:29 GMT http://resources.lawinfo.com/en/Legal-FAQs/Fair-Credit-Reporting-Act/Nevada/index.html Free Fair Credit Reporting Act FAQs Collections-Creditors Rights Sub-categories Fri, 27 Nov 2009 23:14:29 GMT http://resources.lawinfo.com/en/Legal-FAQs/Fair-Debt-Collection-Practices-Act/Nevada/index.html Free Fair Debt Collection Practices Act FAQs Collections-Creditors Rights Sub-categories Fri, 27 Nov 2009 23:14:29 GMT http://resources.lawinfo.com/en/Legal-FAQs/Identity-Theft-Fraud/Nevada/index.html Free Identity Theft FAQs Collections-Creditors Rights Sub-categories Fri, 27 Nov 2009 23:14:29 GMT http://resources.lawinfo.com/en/Legal-FAQs/Judicial-Remedies/Nevada/index.html Free Judicial Remedies FAQs Collections-Creditors Rights Sub-categories Fri, 27 Nov 2009 23:14:29 GMT http://resources.lawinfo.com/en/Legal-FAQs/Mortgage-Foreclosure/Nevada/index.html Free Mortgage Foreclosure FAQs Collections-Creditors Rights Sub-categories Fri, 27 Nov 2009 23:14:29 GMT http://resources.lawinfo.com/en/Legal-FAQs/Non-Judicial-Remedies/Nevada/index.html Free Non-Judicial Remedies FAQs Collections-Creditors Rights Sub-categories Fri, 27 Nov 2009 23:14:29 GMT http://resources.lawinfo.com/en/Legal-FAQs/Secured-Transactions/Nevada/index.html Free Secured Transactions FAQs Collections-Creditors Rights Sub-categories Fri, 27 Nov 2009 23:14:29 GMT http://resources.lawinfo.com/en/Legal-FAQs/Types-of-Creditors/Nevada/index.html Free Types of Creditors FAQs Collections-Creditors Rights Sub-categories Fri, 27 Nov 2009 23:14:29 GMT