http://resources.lawinfo.com/en/Legal-FAQs/Collections-Creditors-Rights/Federal/index.html LawInfo - Legal Resource Center offers free legal forms and free legal documents that is designed to help consumers and businesses resolve their legal issues http://resources.lawinfo.com/en/Legal-FAQs/Collections-Creditors-Rights/Federal/what-is-a-receivership.html <div>Generally, a receiver is appointed by a judge to collect and appropriately distribute a person&rsquo;s assets in accordance with a judicial judgment.&nbsp;If a receiver has been appointed for your debtor then it is the receiver who is responsible for making payments to you if those payments were included in the judicial judgment.&nbsp;Receivership is often a step taken by a business prior to filing for bankruptcy.</div> Wed, 24 Jun 2009 18:27:41 GMT http://resources.lawinfo.com/en/Legal-FAQs/Collections-Creditors-Rights/Federal/can-i-garnish-a-debtor-s-wages-to-satisfy-wha.html <div style="MARGIN: 0in 0in 10pt"><span style="FONT-FAMILY: 'Verdana','sans-serif'">Many states allow a creditor to garnish the wages of a debtor who has defaulted on his or her loan payments if certain conditions are met.&nbsp;For example, most states limit the amount of a person&rsquo;s wages which may be garnished and provide wage garnishment exceptions if a debtor&rsquo;s income is below a certain level. The amount of time during which a debtor&rsquo;s wages may be garnished may also be limited.&nbsp;</span></div> <div style="MARGIN: 0in 0in 10pt"><span style="FONT-FAMILY: 'Verdana','sans-serif'">It is important to remember that, in most cases, you must file a lawsuit and have a judicial judgment in order to garnish wages.&nbsp;Also, it may be difficult to garnish the wages of low income debtors, debtors who already have their wages garnished for child support, alimony, tax deficiencies or other creditor claims or debtors who are public employees.</span></div> Collections-Creditors Rights FAQs Wed, 24 Jun 2009 18:26:25 GMT http://resources.lawinfo.com/en/Legal-FAQs/Collections-Creditors-Rights/Federal/where-should-i-report-violations-of-the-law-.html <p>Although the FTC can't act as your lawyer in private disputes, information about your experiences and concerns is vital to the enforcement of the Fair Credit Reporting Act. Send your questions or complaints to:</p> <p>Consumer Response Center -- FCRA<br /> Federal Trade Commission<br /> Washington, D.C. 20580.</p> Collections-Creditors Rights FAQs Fri, 09 Nov 2007 17:43:39 GMT http://resources.lawinfo.com/en/Legal-FAQs/Collections-Creditors-Rights/Federal/will-i-ever-get-paid-if-the-debtor-files-bank.html <div style="MARGIN: 0in 0in 10pt"><span style="FONT-FAMILY: 'Verdana','sans-serif'">That depends.&nbsp;You must participate in the bankruptcy proceedings and you may desire legal representation depending on the complexity of the case, the legal priority of your debt and the amount of money that is owed to you.&nbsp;The bankruptcy trustee who is assigned to the debtor&rsquo;s case will determine the priority of the debts.&nbsp;In a Chapter 7 bankruptcy, the trustee will distribute the eligible assets of the debtor to the creditors depending on who has a secured versus unsecured interest in the debtor&rsquo;s assets and who has a priority to payment.&nbsp;In a Chapter 13 bankruptcy proceeding, the trustee will help the parties develop a repayment plan.&nbsp;Any claims that are not part of the trustee&rsquo;s plan pursuant to Chapter 7 or Chapter 13 are likely to be dismissed and in most case the debtor will no longer have any legal obligation to repay the debts.</span></div> Collections-Creditors Rights FAQs Wed, 24 Jun 2009 18:27:02 GMT http://resources.lawinfo.com/en/Legal-FAQs/Chex-Systems/Federal/index.html Free Chex Systems FAQs Collections-Creditors Rights Sub-categories Fri, 27 Nov 2009 04:30:37 GMT http://resources.lawinfo.com/en/Legal-FAQs/Collections/Federal/index.html Free Collections FAQs Collections-Creditors Rights Sub-categories Fri, 27 Nov 2009 04:30:37 GMT http://resources.lawinfo.com/en/Legal-FAQs/Creditor-Remedies-in-Bankruptcy/Federal/index.html Free Creditor Remedies in Bankruptcy FAQs Collections-Creditors Rights Sub-categories Fri, 27 Nov 2009 04:30:37 GMT http://resources.lawinfo.com/en/Legal-FAQs/Debt-Collections/Federal/index.html Free Debt Collections FAQs Collections-Creditors Rights Sub-categories Fri, 27 Nov 2009 04:30:37 GMT http://resources.lawinfo.com/en/Legal-FAQs/Enforcement-of-Judgments/Federal/index.html Free Enforcement of Judgments FAQs Collections-Creditors Rights Sub-categories Fri, 27 Nov 2009 04:30:37 GMT http://resources.lawinfo.com/en/Legal-FAQs/Fair-Credit-Reporting-Act/Federal/index.html Free Fair Credit Reporting Act FAQs Collections-Creditors Rights Sub-categories Fri, 27 Nov 2009 04:30:37 GMT http://resources.lawinfo.com/en/Legal-FAQs/Fair-Debt-Collection-Practices-Act/Federal/index.html Free Fair Debt Collection Practices Act FAQs Collections-Creditors Rights Sub-categories Fri, 27 Nov 2009 04:30:37 GMT http://resources.lawinfo.com/en/Legal-FAQs/Identity-Theft-Fraud/Federal/index.html Free Identity Theft FAQs Collections-Creditors Rights Sub-categories Fri, 27 Nov 2009 04:30:37 GMT http://resources.lawinfo.com/en/Legal-FAQs/Judicial-Remedies/Federal/index.html Free Judicial Remedies FAQs Collections-Creditors Rights Sub-categories Fri, 27 Nov 2009 04:30:37 GMT http://resources.lawinfo.com/en/Legal-FAQs/Mortgage-Foreclosure/Federal/index.html Free Mortgage Foreclosure FAQs Collections-Creditors Rights Sub-categories Fri, 27 Nov 2009 04:30:37 GMT http://resources.lawinfo.com/en/Legal-FAQs/Non-Judicial-Remedies/Federal/index.html Free Non-Judicial Remedies FAQs Collections-Creditors Rights Sub-categories Fri, 27 Nov 2009 04:30:37 GMT http://resources.lawinfo.com/en/Legal-FAQs/Secured-Transactions/Federal/index.html Free Secured Transactions FAQs Collections-Creditors Rights Sub-categories Fri, 27 Nov 2009 04:30:37 GMT http://resources.lawinfo.com/en/Legal-FAQs/Types-of-Creditors/Federal/index.html Free Types of Creditors FAQs Collections-Creditors Rights Sub-categories Fri, 27 Nov 2009 04:30:37 GMT