An injured employee is not paid for the first seven days of disability. On the eighth day, the employee is eligible for one day`s benefits, on the ninth day, the employee is eligible for two days` benefits, and so on. If the employee continues to lose time from work through the fourteenth day, the sevenday waiting period will be picked up and the employee will be due benefits for all fourteen days. Do not count the date of injury.
An employee is entitled to 66 2/3% of his/her average weekly income, but not more than the maximum nor less than the minimum. The employer should submit a wage statement to the insurance carrier with gross earnings for the past fiftytwo weeks prior to the date of injury. The statement should show all earnings, including overtime. Gross earnings are totaled, then divided by 52. The result is the employee`s average weekly wage. The average weekly wage is multiplied by 66 2/3%. The result is the employee`s weekly compensation rate.
