Nevada Insurance FAQs

• Q: Questions/Factors Insurers May Ask/Consider Before They Offer You A Policy:
  A: 1. Driving Record ­ On the application, you will be asked about your previous driving record. Insurers will ask about accidents and traffic violations for any … More
• Q: What Kinds Of Discounts Are Available, If Any, From The Insurance Company?
  A: There are several discounts that can be offered, depending on certain factors, which are detailed below: 1. Multiple Vehicles ­ Most insurance companies offer a … More
• Q: What Are The Amounts Of Coverages Required In Nevada For An Insured Driver?
  A: Coverage requirements in Nevada are based upon the Nevada tort system, which applies the negligence standard for all issues at law. That is to say that if you are … More
• Q: What Does Liability Insurance Cover?
  A: Most auto liability insurance policies contain three major parts: liability insurance for bodily injury, liability insurance for property damage, and … More
• Q: What Is Protected Under The Realm Of Property Damage Insurance?
  A: There are two main types of protection provided by property damage coverage, with a deductible included. The two types are: 1. Collision coverage pays for physical … More
• Q: What Is A Deductible?
  A: A deductible is an amount of money you agree to pay as part of a claim before the insurer is committed to pay the rest of the claim. For example, if you carried … More
• Q: Are There Any Types Of Optional Coverage Available For Consumers In Nevada?
  A: Yes, Nevada allows for several optional coverages to cover your collateral losses in the event of a claim being filed. They are as follows: 1. Medical payments … More
• Q: What Is An Operators Policy?
  A: An operator's policy is different than standard liability insurance. This insurance coverage insures the driver or operator, not the car. In other words, the driver or … More
• Q: What Are The Basic Types Of Home/Property Insurance?
  A: There are several types of home/property insurance, depending both upon your living situation and your need for protection from loss/harm. They are detailed … More
• Q: What Is Renters Insurance?
  A: Renters' insurance covers liability that may arise from your dwelling if you do not own the home/apartment. It also insures your personal possessions should they be … More
• Q: Are There Any Optional Coverages To Consider For Homeowners/Property Insurance?
  A: Yes, there are several options from which you can choose. Choices should be tailored to your particular living situation: Guaranteed Replacement Cost … More

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