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What Is Identity Theft?

Identity theft is a serious crime.  It occurs when someone uses your personally identifying information, like your name, Social Security number, or credit card number, without your permission, to commit fraud or other crimes.  Identity thieves use your personal information for a variety of reasons such as to make credit card purchases, rent an apartment, or establish other accounts in your name!  Often, victims may not even know someone else has been using their identity until it’s too late – they receive calls from a debt collector, or notice unauthorized accounts on their credit report.  The consequences can be devastating including being turned down for a needed loan because of negative credit.  If you believe you have been a victim of identity theft, contact law enforcement, your local attorney general or the FTC for more information.  An attorney may be able to assist you with repairing any damage to your personal history. 

Other Identity Theft FAQs

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