Idaho Foreclosure FAQs

• Q: Does Idaho Law Allow for a Redemption Period After a Foreclosure?
  A: Sometimes. There is no statutory right of redemption if a property is foreclosed outside of the court system and non judicial foreclosures are the most common type of … More
• Q: Where and When do Foreclosure Sales Take Place in Idaho?
  A: In Idaho the time and location of a foreclosure sale is determined either by the mortgage documents or if the mortgage documents are silent on the subject then by the … More
• Q: What Public Notice Requirements are There for a Real Estate Foreclosure in Idaho?
  A: Public notice of a foreclosure of Idaho property starts at least 120 days prior to the foreclosure sale because the lender is required to file a Notice of Sale with … More
• Q: Can a Lender Sue a Borrower for a Deficiency Judgment if the Lender is Still Owed Money After a Foreclosure Sale in Idaho?
  A: Yes, if the lender held a public foreclosure sale and the amount that the property sold for at that sale is less than the amount owed on the loan then the lender may … More
• Q: How Can a Lender Foreclose on a Property in Idaho?
  A: Most Idaho mortgage agreements contain power of sale clauses that allow a lender to have a foreclosure sale on the property if the loan is in default. Sometimes, … More
• Q: How Long Does the Typical Foreclosure Process Take in Idaho?
  A: It takes a long time to foreclose on a property in Idaho. State law requires that the notice of sale be recorded with the county and provided to the borrower at … More
• Q: Can I Keep My Home If I File Bankruptcy in Idaho?
  A: If a homeowner makes mortgage payments according to the schedule set up by the bankruptcy court  and does not have significantly more equity in the property than … More

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