Do I Have A Choice Of Where I Can Obtain Workers Compensation Insurance To Cover My Employees?

Other Employer Responsibilities FAQs

• Q: I Do Not Have Workers Compensation Insurance To Cover My Employees If They Are Injured. Can I Get In Trouble For This?
  A: Yes. Criminal charges and fines may be imposed on employers who do not carry workers’ compensation insurance.  The workers’ compensation statute that … More
• Q: Can employers threaten employees for filing workers' compensation claims?
  A: No.  Most jurisdictions have “anti-discrimination” laws that prevent an employer from taking any retaliatory action against an employee who has filed … More
• Q: One Of My Employees Was Injured On The Job, But I Never Reported The Employees Claim To My Workers Compensation Insurance Carrier. Can I Get In Trouble For This?
  A: It is the responsibility of every employer to report an employee’s workers’ compensation claim to their workers’ compensation insurer.  An … More
• Q: Can my employee waive workers compensation?
  A: Workers’ compensation laws are mandatory in most states and can not be waived.  Even if an employee has signed an employment contract that includes wording … More
• Q: If my employee was injured outside of work, does workers compensation cover the expenses?
  A: Depending on your jurisdiction, your employer’s workers’ compensation insurance carrier may or may not cover employees who are unable to work due to an … More
• Q: As An Employer, How Do I Know Whether My Business Is Subject To A Workers Compensation Statute?
  A: Most jurisdictions will have exceptions to workers’ compensation statutes that allow certain employers to not have to provide workers’ compensation … More
• Q: What happens if my employee files a fraudulent claim?
  A: If an employee knowingly make any false statements or file any false claim with the purpose of receiving workers’ compensation benefits, he/she will … More
• Q: My Company Consists Of Several Interrelated Entities. Which Company Is Required To Provide The Workers Compensation Coverage?
  A: If an employee is employed by two different employers for the purposes of performing the same employment duties (e.g. a company that is under the control of a parent … More
• Q: Why Is Workers Compensation Good For Me, As An Employer?
  A: The main benefit of workers’ compensation statutes for employers is that it will preclude an employee from suing an employer for an injury that occurs during the … More