Damages are usually paid by:
- Homeowner's insurance.
- Renter's insurance.
- Landlord's insurance (covering the owner, occupier and/or manager of property).
- Commercial general liability insurance (covering stores and other businesses).
- Insurance covering employers (protecting employees only).
- Motor vehicle insurance (if the accident results from the use of the vehicle; i.e., if the dog and the victim were inside the car, or the dog was tied to the car and the victim was walking past the car, but probably not if the dog jumped from the car and ran 25 feet to bite the victim.