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Will filing for bankruptcy stop collection efforts?

This answer depends upon the type of creditor that is after you. When filing for bankruptcy an “automatic stay” goes into effect. The automatic stay protects you from most creditors taking action to collect the debts. However, a creditor may remove this protection by requesting removal from the bankruptcy court. In general, the automatic stay will protect you (sometimes temporarily) from foreclosures on your home or from being evicted.

Other Creditor Harassment FAQs

Q: What is an automatic stay in connection with a bankruptcy petition?
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Q: What Can I Do If A Creditor Keeps Trying To Collect Money After I Have Filed Bankruptcy?
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Q: I Am Involved In A Short Sale Situation With My House And The Lender Wants Me To Sign A Promissory Note For The Difference – Will I Be Able To Discharge This Note In Bankruptcy.
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