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How May A Debt Collector Contact The Debtor?

A collector may contact the debtor in person, by mail, telephone, telegram, or FAX. However, a debt collector may not contact the debtor at unreasonable times or places, such as before 8 a.m. or after 9 p.m., unless they agree. A debt collector also may not contact the debtor at work if the collector knows that debtor`s employer disapproves.

Other Washington Collections-Creditors Rights FAQs

Q: How Can Repossession Take Place?
A: The buyer does not have to be notified before the repossession occurs. The creditor cannot commit a crime, use abusive language, enter a home without permission, or … More
Q: What Things Can't A Collection Agency Do?
A: publish lists of people who owe money; use a badge or uniform of a law enforcement agency or claim to be from a government agency; use documents which look like court … More
Q: Can A Creditor Take A Post-Dated Check?
A: A collector can ask the debtor to write a postdated check, but they cannot be required to do so. If the debtor gives a collection agency a postdated check, … More
Q: May A Debt Collector Contact Anyone Else About A Debt?
A: If the debtor has an attorney, the debt collector may not contact anyone other than his or her attorney. If the debtor does not have an attorney, a collector may … More

Collections-Creditors Rights Sub-categories

Chex Systems
Collections
Creditor Remedies in Bankruptcy
Debt Collections
Enforcement of Judgments
Fair Credit Reporting Act
Fair Debt Collection Practices Act

Identity Theft
Judicial Remedies
Mortgage Foreclosure
Non-Judicial Remedies
Secured Transactions
Types of Creditors