Can A Creditor Take A Post-Dated Check?
A collector can ask the debtor to write a postdated check, but they cannot be required to do so. If the debtor gives a collection agency a postdated check, under federal law the check cannot be deposited before the date written on it. And if the debtor gives the agency a check with the date more than five days in the future, the collector must give them timely written notice before the check is deposited.
Other Washington Collections-Creditors Rights FAQs
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Q:
How Can Repossession Take Place?
A: The buyer does not have to be notified before the repossession occurs. The creditor cannot commit a crime, use abusive language, enter a home without permission, or …
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Q:
What Things Can't A Collection Agency Do?
A: publish lists of people who owe money; use a badge or uniform of a law enforcement agency or claim to be from a government agency; use documents which look like court …
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Q:
How May A Debt Collector Contact The Debtor?
A: A collector may contact the debtor in person, by mail, telephone, telegram, or FAX. However, a debt collector may not contact the debtor at unreasonable times or …
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Q:
May A Debt Collector Contact Anyone Else About A Debt?
A: If the debtor has an attorney, the debt collector may not contact anyone other than his or her attorney. If the debtor does not have an attorney, a collector may …
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Collections-Creditors Rights Sub-categories
