Rhode Island Collections-Creditors Rights FAQs

• Q: What Is A "Voluntary" Compliance?
  A: Very often a judgment debtor will pay the money owed to a judgment creditor and thus satisfy the money judgment. If the judgment debtor does not pay, the judgment … More
• Q: What Is A Judgment Lien?
  A: A lien is a charge, security or encumbrance on a piece of property. A judgment creditor can place a lien on both the real and personal property of the judgment debtor. … More
• Q: What Is An Execution And Levy?
  A: Execution of a money judgment is obtained through a legal process of enforcing the judgment by seizure and subsequent sale of the property owned by a judgment debtor.
• Q: What Is A Wage Garnishment?
  A: A form of execution and levy, a legal process of enforcing a money judgment by directing the employer of a judgment debtor to pay a portion (typically up to 25% for a … More
• Q: What If The Debtor Refuses To Pay?
  A: When a judgment debtor refuses to pay a money judgment, a judgment creditor typically will proceed with both judgment liens and execution to enforce the judgment.

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