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Q: What Is A Third Party Debt Collector?
A: A separate company hired by the creditor to collect the debt. Both creditors and third party debt collectors must tell the debtor the name of their company and the … More
Q: What Is Considered Prohibited Activity (Under Regulations 940 C.M.R. 7 & 209 C.M.R. 18)
A: Collectors and creditors are prohibited from harassing in an effort to collect the debt. This includes: Disclosing debts to a third party including neighbors, … More
Q: Can A Collector Or Creditor Take Debtor To Court To Try To Collect A Debt?
A: If the debtor receives a summons to go to court, they must appear on the hearing date, or contact the court in advance to explain why they cannot appear. They may then … More
Q: What Happens At A Hearing?
A: At the hearing, the court will evaluate whether the debt appears to be valid, and the exact amount due. If the court determines that the debtor owes the debt, either … More
Q: Can The Court Order The Debtor To Pay?
A: The court is not permitted to order them to pay the debt with money from Social Security, welfare, unemployment, or workers compensation benefits. If they are found to … More