How May A Creditor Contact The Debtor?
A creditor may contact a debtor in person, by mail, telephone or telegram. However, it can't be at inconvenient times or places, such as before 8 a.m. or after 9 p.m. A creditor may not contact you at work if your employer disapproves. A creditor may not contact you or a third party if the collector knows that you have retained an attorney.
Other Hawaii Collections-Creditors Rights FAQs
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Q:
What Types Of Creditor Practices Are Prohibited?
A: A creditor may NOT: Tell anyone that you owe money; Send or put anything on an envelope that identifies the writer as a debt collector; Use threats of violence to …
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Q:
What Kind Of Debt Can Be "Collected"?
A: Any money borrowed or is owed by a debtor. Such as credit cards, loans, mortgages, auto loans, medical bills, household utility accounts, phone bills etc.
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Q:
Who Is A Debt Collector?
A: A debt collector is anyone, other than the creditor, who regularly collects debts for others.
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Q:
Can A Creditor Be Stopped From Calling The Debtor?
A: Yes, you may stop a creditor from calling you by saying so in writing within 30 days after his first contact. Once you tell the creditor not to call you, the creditor …
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Collections-Creditors Rights Sub-categories
