Can A Creditor Contact Anyone Else About Your Debt?
If you have an attorney, the creditor must contact the attorney, rather than you. If you do not have an attorney, a creditor may contact other people, but only to find out where you live, what your phone number is and where you work. Creditors usually are prohibited from contacting such third parties more than once. In most cases, the creditor may not tell anyone other than you and your attorney that you owe money.
Other Alabama Collections-Creditors Rights FAQs
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Q:
What Is A Creditor?
A: A creditor is any person or organization that extends credit regularly to others.
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Q:
How May A Creditor Contact You?
A: A creditor may contact you in person, by mail, telephone, telegram or fax. However, a creditor may not contact you at inconvenient times or places, such as before 8 …
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Q:
Can A Creditor Take Legal Action On A Consumer?
A: In case of any action to enforce an interest in real property securing the consumer's obligation, the creditor can bring action only in a judicial district or similar …
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Q:
Can A Creditor Use Mediation?
A: Yes, mediation resolves disputes better. Mediation costs less, takes less time, and you don't have to go to court.
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Q:
Can A Creditor Collect A Secured And Unsecured Debt?
A: If you're collecting a secured debt, you probably need legal help. You shouldn't try to repossess a car, for instance, unless you fully understand the law in this …
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