Bankruptcy and Your Credit FAQs

• Q: How Long Will A Bankruptcy Appear On My Credit Report?
  A: A bankruptcy filing may appear on your credit report for up to ten (10) years.  This change on your report will make it difficult to borrow money. However, your … More
• Q: Will I Be Able To Get Credit After Filing For Bankruptcy?
  A: Yes. Lenders consider many factors when determining your ability to borrow money.  Filing bankruptcy will appear on your credit report but will also decrease your … More
• Q: My Bankruptcy Was Approved And My Debts Were Discharged, But An Old Credit Card Debt Is Still Showing Up On My Credit Report – What Can I Do?
  A: Though many of these debts should no longer show in your credit report, improperly stated debts that have been discharged may still appear on your credit report.  … More
• Q: Will Filing Bankruptcy Affect My Credit Rating?
  A: Unfortunately it will. However, most individuals are able to rebuild their credit within a few years. If you are currently contemplating bankruptcy, then it is likely … More
• Q: How Long Will A Bankruptcy Show On My Credit Reports?
  A: The Bankruptcy Court has no jurisdiction over credit reporting agencies. The Fair Credit Reporting Act, 6 U.S.C. Section 605, is the law that controls credit reporting … More
• Q: If I File For Bankruptcy – Will It Hurt My Spouses Credit Rating?
  A: In general, if you file for bankruptcy and your spouse does not (spouses are not required to file); your bankruptcy will not show up on your spouse’s credit … More