What do I do if our home is damaged in a hurricane or natural disaster?

You should keep contact information for your insurance agent on hand, so that you can contact him or her as soon as possible if you need to file a claim. You typically need to report losses to your insurance company within sixty (60) days of the loss. If you need to have emergency repairs made in order to prevent further damages, be sure to keep documentation and receipts for the costs of those repairs, and utilize reputable, experienced companies to do any needed repairs. Document any damages by taking photographs if possible.

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney.

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