What Are The Requirements For Obtaining An Insurance License?

1) You must have successfully completed the state exam for the line of insurance for which you seek licensing, or qualify for a waver by providing a copy of a CPCU, CLU, CIC designation; in the case of a non­resident, you can submit a letter certifying your good standing from your state of residence;

2) You must maintain a business or legal residence in Pennsylvania; 3) be at least eighteen years of age;

4) "Possess the requisite professional competence, general fitness and integrity of character";

5) Be able to speak and write the English language, and

6) Not be an employee of a utility that does business with the State of Pennsylvania.

7) Send a completed and verified IDL­11 application and fee to the Pennsylvania State Insurance Department.

The examination must not be more than a year old at the time you send your application, and any notarized documents must have been notarized within ninety days of sending them to the insurance department.

The requirements for taking the broker's examination:

In addition to the requirements above, in order to take the exam for the property and casualty line, you must be certified and appointed as an agent with both the property and casualty lines of authority. Similarly, you must be certified and appointed as an agent with both the life, and accident & health lines of authority. In the case of a non­resident, you only need to certify that you are licensed as either of the combination licenses in your home state.

Specific information may be obtained from The Pennsylvania Insurance Department Licensing Information Bulletin.

A copy may be obtained by calling Experior Assessments, LLC at 800 715­ 2418 and asking for the publication.

Regular agent's license:

1) You must have successfully completed the state exam for the line of insurance for which you seek licensing, or qualify for a waver by providing a copy of a CPCU, CLU, OR CIC designation;

2) You must maintain a business or legal residence in Pennsylvania;

3) Be at least eighteen years of age;

4) "Possess the requisite professional competence, general fitness and integrity of character";

5) Be able to speak and write the English language, and

6) Not be an employee of a utility that does business with the State of Pennsylvania.

7) Have your sponsoring insurance company sigh­off on your completed and notarized IDL­01 application, and have them send it, along with your fee, to the state insurance office.

Note: The examination must not be more than a year old at the time you send your application, and any notarized documents must have been notarized within ninety days of sending it to the insurance department.

Non­residents!

· You must provide proof of licensure in good standing from your home state for each line of insurance that you seek a license.

· Non­resident title agents are required to take the Pennsylvania Title Exam.

The Surplus Lines Agent:

1) You must currently licensed as a property and casualty broker, and

2) Successfully completed the examination.

3) Mail the completed application;

4) The appropriate fee;

5) Documentation of a surety bond for $50,000, and

6) A copy

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney.

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