What Is Individual Health Insurance?

Individual health insurance is health coverage you buy for yourself if you are not covered by either your current employer's health plan or by your former employer's plan under COBRA (detailed below). You can buy an individual health plan from the New Hampshire Health Insurance Fund. You will not face a new preexisting condition exclusion period. You can also buy insurance from NHIF if you have been turned down by a health insurance company and meet other qualifications. In this case you may face a new preexisting condition exclusion period.

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney.

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