What If Certain Things Occur During This Waiting Period?

Certain events trigger what is called a "special enrollment opportunity." Examples of these are:
  • The birth, adoption, or placement for adoption of a child;
  • marriage;
  • loss of other coverage (for example, that you or your dependents have through yourself or another family member because of death, divorce, legal separation, termination, retirement, or reduction in hours worked)

The information on this page is meant to provide a general overview of the law. The laws in your state and/or city may deviate significantly from those described here. If you have specific questions related to your situation you should speak with a local attorney.

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